Invest in Baltic Property Loans - - Real Estate Crowdfunding

Lately I've been into peer to peer lending a lot, though my investments there are relatively small, in fact I've been investing just in one Latvian peer to peer lending platfrom Mintos.

I started exploring P2P around at the start of 2016, and opted for Mintos a year later because I was exclusively interested in investments opportunities in Georgia, see: Invest in Georgia - Peer-to-Peer (P2P) lending -, also see My Start at Investing on Mintos Peer to Peer Lending Platform: Depositing Funds and Review of Mintos Peer to Peer Lending After One Month of Investing

As time went, I noticed that I've been investing not only in Georgian loans, but also in loans in Baltics and Poland. Balts seems are the new citadel for fintech in 2017, there exists many alternatives to Mintos peer to peer lending platform and they are popping up like mushrooms after rain. Making investors to be cautious, as we don't know for sure what might happen in future and obivioulsy we will start seeing some of them falling. 

Remember investment is risky thing, investment in peer to peer lending (and in a not familiar market) could be 2x risky

This year I marked some interesting personal financial goals, in short to save 1 million dollars in next 29 years. See: Road To Million Dollars in Saving Account, basically meaning I will try to put aside some huge percentage of my overall income each year.

My goal for 2017 is to save $8.561. The idea is to use diversified investment portfolio with compound interest. So far I've decided to invest in peer to peer loans, dividend paying stocks and maybe some mutual index fund. Though for now it seems I will need to adjust my investment plans for this year, by replacing mutual funds with investments in real estate crowd funding.

As Baltics have been closely monitored on my financial radar (I'm from Latvia, just living abroad for many years), I started to explore some other high yield investments in the Baltic area. I feel very pleasantly suprisided after seeing a nice yields at Nasdaq Baltic market and plan to invest some amount there soon. See: Dividend Paying Stocks In Nasdaq Baltic Market By Yield 

The other day I was talking to my better part, and she mentioned about bitcoin investments. I had some free time and decided to take a look, though personally right now I don't find bitcoin interesting (I might be wrong), searching info about bitcoin I ended up on crowd funding real estate. I found some interesting platforms, mostly in Estonia, with leaving the best impression by now. As said there are zillions of these platforms popping up, especially in the Baltic states, if I remember correct even Mintos at the start was a marketplace for real estate crow funding. 

Not to speak more - right now seems the next interesting position to ad to my portfolio. I still doubt I will deposit here in 2017 but will keep and eye on this platform for sure.

What about you? Know some good crowd funding platforms? Leave a comment!


Hi! My name is Reinis Fischer (38), a proud dad and devoted husband. CEO and Founder of Terramatris crypto hedge fund, drone enthusiast, world traveler, photographer, and passionate lover of Georgian cuisine (vegetarian).

An ex-pat living in Georgia since 2011, I trade stocks, take photographs, work out at the gym, and many more. Here I write about travel, finance, and other things that might interest me.