Peer-to-Peer Lending

I've been investing in the Mintos.com peer to peer lending marketplace since the beginning of 2017, or it has been already 36 months or three years since I've been exposing my funds to this Latvian fintech platform.  In the past three years, I've made a nice revenue of EUR 1,477.86 (before tax) and in today's article, I decided to share a quick overview for the past three years and also make a quick glimpse for my plans for 2020 Disclosure: This article contains affiliate links to mintos.com …

I'm not a huge fan of any secondary markets (Except probably just Tbilisi flea market), but at the end of February 2019 Mintos run out of the GEL loans (the last time it happened at the end of August). As more than half of my portfolio consists of investments in GEL and I have no plans to exchange them overnight to EUR or any other currency I decided to explore my options. And here comes in the secondary market. In the past, I've used Mintos secondary market just twice, first time I used it…

Peer to peer lending is a hot topic in 2019. Both novice and seasoned investors are putting some serious money into peer to peer lending.  I've been familiar with this type of investment since 2016, and starting 2017 have actually invested some money. When speaking about me - there is just one peer to peer platform I personally have tried, still, use, and could kind of recommend to others - and I'm talking about Latvian fintech giant - Mintos. I've written countless articles about my…

I've been investing in Mintos.com peer to peer lending marketplace since the beginning of 2017, or it has been already 24 months or two years since I've been exposing my funds to this Latvian fintech platform.  In the past 24 months I've made a nice revenue of EUR 902.57 (before tax) and in today's article, I decided to share a quick overview for the past two years and also make a quick glimpse for my plans for 2019 Both individuals and entities can invest through Mintos. Individual investors…

In recent years, new technologies are actively penetrating our lives, at home, and even affect the ways to invest our money. So much so that there are already many companies that offer alternative ways of investment. One of these companies is the platform Ekassa.eu, which has been operating since May 2018. Find out how Ekassa.eu works and what opportunities they offer to invest and increase your savings in a convenient and simple way and how to get a guaranteed share premium to the interest…

I'm 33 now and I have a goal to save one million dollars by the time I will turn 60. That's 27 years to go. I've been documenting my journey towards financial independence for the past two years already In today's article, I will review the past year of 2018 and take a quick glimpse at the New Year of 2019. Just like in the previous year, 2017 for me was a year of peer to peer lending, dividend-paying stocks and  - cryptocurrencies. Speaking of cryptocurrencies 2018 was really bad for my long…

Botswana is a landlocked country located in Southern Africa. Formerly the British protectorate of Bechuanaland, Botswana adopted its new name after becoming independent within the Commonwealth on 30 September 1966. Since then, it has maintained a strong tradition of stable representative democracy, with a consistent record of uninterrupted democratic elections and the best-perceived corruption ranking in Africa since at least 1998. Since gaining independence, Botswana has been one of the world…

I've been investing in Mintos.com peer to peer lending marketplace since the beginning of 2017, or it has been already 19 months since I've been exposing my funds to this Latvian fintech platform.  In the past 19 months, I've made a nice revenue of EUR 624.78 (before tax) from an investment worth little more than EUR 4,000 I should note that I have been skeptical regarding peer to peer lending business in general and I when started my humble journey with Mintos.com I decided not to invest…

Seems that 2018 is a year of great experiments for me, I have started to build up an emergency fund, also I've started 52 weeks money challenge and now I have decided to run another financial experiment - matching interest earned on mintos.com peer to peer platform. The challenge is simple, at the start of each month I will match and deposit the same amount I received from the platform in the previous month. Mintos.com Review After 12 Month of Investing in Peer to Peer Lending Disclosure: …

Got another promotional e-mail from Mintos.com peer to peer lending marketplace, informing about the opportunity to invest in Russia issued loans in roubles (RUB) by EcoFinance. It's said that interest rates are up to 17% in Roubles. Well, you shouldn't be a genius and already knew all the bad stuff happening with the Russian Rouble (not to speak about the overall Russian economy), frankly speaking it doesn't seem even interesting for me this time, on the other hand, if I were located in…