Today, on July 13th, our princess is turning two years old. So do her stocks investment portfolio.

In today's article, I will shed some light on what's happening with the portfolio

Originally we came up with the plan to build a high-yield $10,000 child investment portfolio by the time our baby girl will turn 2. (July 2020). As the two years have passed, let's do the numbers.

One Year Anniversary for the Child's Stock Investment Portfolio

Since July 2018 we have invested $15,571.87 in 14 stocks. After two years of investing, we have generated a dividend income of $1,006.29 ($71.12 back in 2018; $581.30 in 2019; $311.05 in 2020). That's about a 6.46% dividend yield. Divide it by two, and we get about 3.23% yield in a year. Not shabby. But as our original goal was to invest in high yielding stocks (~10% annually) - 3.83% seems low. 

Unfortunately, the portfolio has experienced some tragic -57.53% value drop, luckily dividends level things up, and after the first two years, the value + dividends, we are down by also tragic, but not so tragic, -30.08%.

The portfolio is down because we heavily invested in high yielding dividend stocks which were affected very badly because of the COVID 19, dividends were trimmed, stock prices fell 40-60%. Pretty bad scenery. It will take years to recover.

Ticker Price Shares Cost basis Market value Dividends
          2018 2019 2020 Lifetime
CLM* $10.69 0     $35.18 $73.31 $5.51 $114.00
EDI $7.55 230 $2,393.40 $1,736.50 $17.34 $111.72 $126.32 $255.38
WPG $0.73 500 $1,460.84 $365.00 $18.70 $107.10 $25.50 $151.30
CODI* $16.51 0       $24.75   $24.75
NCV $4.46 200 $878.92 $892.00   $33.83 $31.37 $65.20
AWP $4.63 120 $675.00 $555.60   $33.99 $22.44 $56.43
RA $16.90 50 $647.68 $845.00   $54.10 $62.59 $116.69
PEI $1.28 300 $1,952.64 $384.00   $124.95 $58.65 $183.60
T $30.13 21 $648.97 $632.73   $8.67 $3.09 $11.76
PBCT $11.13 76 $1,370.75 $845.88   $8.88 $15.09 $23.97
SPCE** $19.25 1 $73.00 $19.25        
CSCO*** $46.66 0 $1,400.72 $0.00        
BAC $24.02 123 $3,408.90 $2,954.46     $3.21 $3.21
INTC $59.53 11 $661.05 $654.83        
Total   1498 $15,571.87 $9,885.25 $71.22 $581.30 $350.56 $1,006.29

Just two out of 12 of our positions are with a positive sign: NCV and RA, both are monthly dividend payers, but both have trimmed their dividend in 2020.

Our child's portfolio now has as TTM at $649.68, giving daily $1.77 and hourly 0.073$. 

On the average portfolio generates $54.14/mo

* CLM; CODi - we are not holding these stocks anymore

** SPCE is not a dividend stock

*** CSCO - we currently hold 0 shares, but our cost basis is $1,400 - we sold at loss our position early in the March. looking to rebuild back in the future.

Monthly dividend income 

Monthly dividend income (Child Portfolio)

Monthly dividend income (Child Portfolio)

Plans / Goals for the third child's stock Investment anniversary

This is my favorite part of the income reports, setting goals for the future, but before doing that for our baby-girls portfolio, let's see what I said a year ago:

We are looking on about invested $10.000 by July 2020, our goal is to reach on the average $110/mo from dividend income.

Now, we reached this goal just partly, yes we have invested more than $10,000 in stocks ($15,571.87), but no, we didn't reach dividend income at the $110/mo level.

For July 2021, we are looking at about invested $20.000, our goal is to reach on the average $100/mo from dividend income. To get there, we plan to increase our share count to 100 with PBCT and T, also it's planned to acquire more CSCO and INTC stock + additionally we might invest again in CODI stock

$1,000 reached in dividend income after two years, I guess this is not bad for a two-year-old toddler. For this money, we could pay about 2 weeks in a private international school ($2,000/mo) or buy two and a half DJI Mavic mini drones ($399/piece)

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