Welcome to the forty-eight (#48) dividend income report, covering earnings I've made from dividend-paying stocks in April 2021.
The last April we finally returned to Georgia, did a few road trips, resumed going to the gym and swimming pool, re-started English kindergarten for our daughter. Oh, life seems so good. I was doing quite a lot of awesome drone videography around the country. It feels so well, being back to Georgia after almost 6-month absence.
Ananuri castle complex in Georgia
From the perspective of dividend income - Last April was low. The thing is it is about a year already I'm not focusing on dividends at all, instead, I'm growing my total portfolio using options trades.
In total, we took some shy $49.71 in dividend income last month. Which is still quite OK, for doing nothing
Compared to the previous April in 2020, when we took $78.411 in dividend income, my monthly dividend has decreased by -36.59% (-$28.69). A year ago we did set a goal to take at least $200 this month, now this didn't happen.
Luckily, an additional $6,083.71 was made from options trading.
As options trading is not a passive form of making money while you are sleeping it wouldn't be fair to include them in dividend income reports.
Check out our options income report here: April 2021 Options Income Report - $6,083.71; Net Liquidity EUR 16,816
Speaking about options trades, last month I launched CoveredCalls.info a daily newsletter about investing with covered calls, and a YouTube channel where I talk about stock investments and options trading.
here is my video about options income in April:
Interest income in April 2021
From the stocks we got the following income last month:
| KO | $14.28 |
| PNNT | $10.20 |
| O | $16.77 |
| RA | $8.46 |
Total: $49.71
Despite the dividend income is low, compared to previous years, I like what I see here, good quality stocks like KO and O... I hope to see some dividend bump in the next quarter's start month (July), as more KO and O stock will be added. More PNNT could be added too I guess.
Monthly income
I've been tracking my journey towards million dollars in a savings account since January 2017. More than 4 years already.
Monthly dividend income as of April 2021
The cumulative earnings for 2021 now are $254.41 which is exactly 9.78% from my goal of 2021 ($2,600). On average, it would ask me to generate $293.2 every month for the next 8 months to reach my goal. Right, now this goal looks pretty much impossible
2020 in Review and Financial Goals for 2021
Goals for April 2021
This is my favorite part of the reports - trying to forecast/set goals for the next year. But before setting a goal for 2022, let's see what I forecasted/said a year ago (April 2020)
When setting goals for 2021 - I will say anything above $200 will be a great result. To get there it will ask a lot of smart investments and a lot of cash deployed
Nope, not happening this time.
Now, when looking at April 2022, I will be quite optimistic I say USD 150 is what I'm looking at.
Now, there is one more fun thing I would like to do - reinvest all dividends in quality dividend aristocrat stock, more on that in other articles.
Wow, what a month, despite a low dividend income month I feel very optimistic and think this is the lowest point and future months and years will bring in more monthly dividends.
