Investments

Nasdaq Baltics Review After One Month Investment in Dividend Paying Stocks

I started this year (2017) with a goal to save one million dollars in savings accounts by the time I will turn 60 (that's in 2045). For some such goal might sounds unrealistic, for others nothing so special.Anyway it's not about who is right and who is not. It's all about finance discipline and hopefully sunny days in retirement age.  It was decided that I will invest $8,561 in 2017, in different investment opportunities- peer to peer lending, dividend paying stocks and mutual funds....

Investment Goal #1 - $100/mo from Dividend Payments

It has been a while I did set my general goal of saving million dollars before I will turn 60 (there is still plenty of time). The good news I've been on the right track for the past 5 months and I've been investing in peer to peer lending, dividend paying stocks and mutual funds. I like the idea of getting monthly interest or dividend payments, and I started with investments in Latvian mintos peer to peer lending. Despite pretty high interest rates (more than 11% annually) I feel pretty...

Invest in Baltic Property Loans - EstateGuru.co - Real Estate Crowdfunding

Lately I've been into peer to peer lending a lot, though my investments there are relatively small, in fact I've been investing just in one Latvian peer to peer lending platfrom Mintos. I started exploring P2P around at the start of 2016, and opted for Mintos a year later because I was exclusively interested in investments opportunities in Georgia, see: Invest in Georgia - Peer-to-Peer (P2P) lending - Mintos.com, also see My Start at Investing on Mintos Peer to Peer...

Mintos.com Review after 3 month investing in Peer to Peer loans

April 21st marked 3 month anniversary since  I've been actively investing on Mintos.com marketplace. In today's article I will share some of my key findings on how much some can earn here with little money.  In short - my earnings here are very humble, with last April setting personal interest payment record at EUR 25.83. Depending on your investment strategy - that's from little to a lot. For me, this seems a decent start, and I'm looking to double monthly interest...

Average Salary in European Union 2017

For the fourth year in row I'm publishing my humble observations on average salary changes in European Union. In this article I've decided to compare average salary in 2017 with 2014.  For previous archives see: Average salary in EU: 2016, 2015, 2014 I wouldn't call bellow written a scientific research, as most of the data in this article are taken from Wikipedia's article List of European countries by average wage. To make it more interesting I've added year of 2014...

12 Dividend Stocks to Invest to Get Payments Every Month

The other morning I read an article on Kiplinger - Great Stocks to Get Dividends Every Month, and I decided to make some calculations and speculations, as right now I'm looking to invest some money in dividend paying stocks and idea of getting dividends every month seems a very good option to make a living. My goal for 2017 is to invest $8,561 throughout the year, not mandatory all money should be invested in stocks, in fact I have already invested about a quarter of that money ...

Investment Opportunity in Georgia - Fish Farming & Agro Tourism

The other morning I was contacted by acquaintance informing about interesting investment opportunity in Georgia. Investment opportunity involves fish farming and possible agro tourism. As this investment asks more than $300,000 and is out of my knowledge, I decided to "list" it on blog as blog is getting a lot of eyeballs regarding invest in Georgia. Here is the proposal: This package is to find interested investors for 350,000 USD for a 49% share in the project. The entire farm and project...

Review of Mintos Peer to Peer Lending After One Month of Investing

End of the February 2017, marked one full month since I've been investing to Mintos peer to peer lending platform. In this article I'll share some of my findings. The idea to invest in Mintos Marketplace first arise at the start of 2016, when I was looking for a passive investment opportunities in Georgia (country). Back in these days a newly built platform popped up on my radar, see: Invest in Georgia - Peer-to-Peer (P2P) lending - Mintos.com Now I was slow on actually starting to...

Dividend Paying Stocks In Nasdaq Baltic Market By Yield

After couple of years of pause in investments I have decided to return to investing. It probably all starts with my New Year's resolution to save in my "retirement" fund a million dollars before I will turn 60. See: Road To Million Dollars in Saving Account My goal for 2017 is to put aside, or more precisely to invest $8,561 throughout the year, not mandatory all money should be invested in stocks, in fact I have already invested a little bit more than $1,000 in peer to peer lending, in...

How To Open A Bank Account in U.S., As A Non-resident Non - citizen, Wells Fargo Bank

Long story short - after the long and painful check operations, originally sent from the U.S., and redemption in Georgia (or probably in any country except USA), which takes at least some 40 working days and huge bank fees for check procedures - I decided enough is enough, I'm going to the United States and I will open a bank account there, in order to receive direct payments to my bank account instead of checks. Yes, there are companies in U.S. which sends checks instead of direct payments...

My Start at Investing on Mintos Peer to Peer Lending Platform: Depositing Funds

I first heard about Mintos.com peer to peer lending platform at the start of 2016, later that year I decided to give it a try, as I was looking for investment opportunities especially in Georgia. Back at these days Mintos operated already in Georgian lending market. I even made an article later that year, see: Invest in Georgia - Peer-to-Peer (P2P) lending - Mintos.com Unfortunately, or for good, it took me some 8 more months before actually starting investing in peer...

Road To Million Dollars in Saving Account

I'm 31 now, I have a goal to save one million dollars by the time I will be 60. That's 29 years. That's $34,482.75 I should save each year, next 29 years in the row. That's a lot. I currently make less than $20,000 per year, by US standard I'm the one who falls into the category - working poor. However, unlike my colleges in US, I live overseas (see living in Georgia) where standard of living in much much lower if compared to US , and in fact with funds I have here in Georgia I can...

First Thoughts on Plus500 Trading Platform

Please note I'm a Premium Plus 500 Affiliate member and by clicking on links in this post leading to plus500 website I might earn some affiliate income from that. (Learn more about Privacy Policy) Your capital is at risk.  Long time has passed since my latest savings report, since then my savings have gone to ground 0 thanks to the home remodeling tasks I'm performing. In the past I have invested both in deposits, mutual funds and of course in stocks. But always I have...

My February Savings Report - GEL Loses Another 16.5% Against USD; -17% Against EUR

Welcome to my third savings report, today I will look at historical exchange rates of GEL/USD and EUR and compare those with at the end of January (2015) with February 24. I started to save some chunk of money back in September 2014, since my "investments" was too small to buy some bonds, stocks or mutual funds, I decided to open a Savings account here in Georgia (I'm currently living here) in local commercial banks. I started low - by depositing some 300 GEL (what back then equaled to ...

My Savings Report January 2015 - GEL Loses It's Value Against USD For 14% Since September

A time ago, in September 2014, I started to save some money, I was so eager to save money, that I even started a new category on my blog - 'Savings Reports'. 4 months from my first, and yet latest, Savings report have passed, back then in September I deposited a small amount of sum of 300 GEL, which back then equaled to $169.68 or EUR 131.81. By today's exchange rates 300 GEL would equal to $145.27 or EUR 128.75, which basically means following, since the end of September Georgian...

My First Savings Report - September 2014

Around 9 months ago I started Online Income Reports series, sharing  income I have made solely on internet, by using my blog and sometimes some other websites (I have built by myself). For now - there are two income sources that gives me some money - Google AdSense and affiliate marketing. With second making it's lions share (around 90-95%). As well I'm living in fast developing economy of Georgia. Prices in Georgia are pretty low, and a person with $400 income monthly, can live...

Highest Deposit Interest Rates in Europe

I was searching online some information about interest rates for savings accounts in European Union for the year of 2014. Basically I was doing this "research" because I found that in some member states interest rates for savings accounts are pathetically modest. I mean annual interest rate of 0.008 or even 0.005% seem very pathetic for me. Taking into account that interest rates in Georgia are about 6% for savings in National currency (Georgian Lari) and about 2.5% for USD/EUR...