Welcome to the thirty-first (#31) dividend income report, covering earnings I've made from dividend-paying stocks and peer to peer lending in November 2019.
Last November we spent a week in Italy and Switzerland. Traveling with a 16-month old might be complicated but we did it actually quite nice - Lake Como in Italy, Lugano in Switzerland. Quite a tranquil trip. Highly recommend.
Lugano, Switzerland
The last November was better than expected in terms of dividend income but was a total catastrophe for my options trades.
At the end of the month, I have collected $260.41 from dividend stocks and Mintos peer to peer lending platform. Compared to the previous November in 2018, that is a growth of 133.34% (+$148.81). The growth is just awesome.
Disclosure: This article contains affiliate links to mintos.com peer to peer lending and deribit.com options trading websites, by clicking on links on this page and by making investment mintos.com or derbit.com, I might earn affiliate income at no cost to you. Also, I'm not a financial advisor and I don't give you any advice, I'm just sharing my own experience. Investments in stocks, funds, bonds or cryptos are risk investments and you could lose some or all of your money. Do your due diligence before investing in any kind of asset.
With options trading, November was the first month when I took loses. -$1,428.33 was lost with options trading. As options trading is not a passive form of making money while you are sleeping it wouldn't be fair to include them in dividend income reports.
Last but not least, last October I traded options on cryptocurrencies using Deribit platform, which resulted in an additional $208.86
When counted all together (dividends + options + crypto options), it seems I have lost -$959.06 last month. Not the best income month, but I will take it and will take my lesson from trading options.
Now. let's focus on dividend income
Interest income in November 2019
From the stocks and peer to peer lending I got following income last month:
| Ticker | Income |
| BGLF | €48.00 |
| Mintos | €39.63 |
| ET | €34.82 |
| FGB | €31.09 |
| NHCBHFFT | €16.20 |
| EDF | €13.81 |
| EDI | €11.59 |
| RA | €9.16 |
| PBCT | €8.02 |
| T | €7.83 |
| CLM | €5.52 |
| NCV | €3.83 |
| AWP | €3.07 |
Total: EUR 233.34 / USD 260.41
In total there were 13 great companies paying us dividends in November 2019, that's 5 companies more than in November 2018.
Mintos has slipped to second place in terms of interest income generated
Mintos.com Review After 24 Month of Investing in Peer to Peer Lending
Monthly Income
I've been tracking my journey towards million dollars in a savings account since January 2017. The result, so far, looks quite good. Dividends are growing.
Monthly dividend Income chart as of November 2019
The cumulative earnings for 2019 now are $2,355.01 which is already 115.16% from my goal of 2019 ($2,045).
2018 in Review and Financial Goals for 2019
Goals for November 2020
This is my favorite part of the reports - trying to forecast/set goals for the next year. But before setting a goal for 2020, let's see what I forecasted/said a year ago (November 2018)
When setting goal/forecast for November 2019 I have a $180 goal for the next year. Again, from today's perspective, hard but doable.
For November 2020, I will set a $320 goal. It should be easy.
