Welcome to the forty-sixt (#46) dividend income report, covering earnings I've made from dividend-paying stocks and peer-to-peer lending in February 2021.

The last February we spent in Latvia, did some huge progress with our apartment renovation works in Vilgāle. Torn down walls, get electricity wiring, new windows installed and new floor with underfloor heating installed. Huge progress. 

Vilgāle apt renovation works

Vilgāle apt renovation works

From the perspective of dividend income - Last February was not bad nor good. The thing is it is about a year already I'm not focusing on dividends at all, instead, I'm growing my total portfolio using options trades.   In total, we took just shy  $62.69 in dividend income last month. 

Compared to the previous February in 2020, when we took $251.15 in dividend income, our monthly dividend has decreased by -75.04%  (-$188.46). A year ago we did set a goal to take at least $320 this month, now this didn't happen. 

Luckily, an additional $4,808.86 was made from options trading.  

As options trading is not a passive form of making money while you are sleeping it wouldn't be fair to include them in dividend income reports.

Check out our options income report here: February 2021 Options Income Report - $4,808.86

Interest income in February 2021

From the stocks and peer to peer lending we got the following income last month:

Ticker Earnings
FGB €23.83
O €8.26
RA €7.01
Mintos €5.00
EDF €4.51
ET €3.22
AAPL €0.44

Total EUR 52.24 / USD 62.69

Monthly income

I've been tracking my journey towards million dollars in a savings account since January 2017. 4 years already. 

  Monthly dividend Income chart as of February 2021

  Monthly dividend Income chart as of February 2021

The cumulative earnings for 2021 now are $113.64 which is exactly 4.37% from my goal of 2021 ($2,600). On average, it would ask me to generate $248.64 every month for the next 10 months to reach my goal. Right, now this goal looks pretty hard.

2020 in Review and Financial Goals for 2021. 

Goals for February 2022

This is my favorite part of the reports - trying to forecast/set goals for the next year. But before setting a goal for 2022, let's see what I forecasted/said a year ago (February 2020)

For February 2021 I have a goal to reach $320, to get there will add more quarterly stocks paying dividends in Feb (like FBG, PBCT, and T) + also a few monthly paying dividend stocks. From today's perspective looks quite possible.

nope, month after month I keep missing my dividend income targets. When setting goal for February 2022 I will go with a humble $100

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Reinis Fischer Dividend Income & Options Selling