Investments

Welcome to the thirty-seventh (#37) dividend income report, covering earnings I've made from dividend-paying stocks and peer to peer lending in May 2020. Just like the previous month of April, in May we also spent in a self-isolation (because of Covid-19) here in Georgia. Some of the strict lockdown measurements were lifted (like using a private vehicle and going from city to city)  we did a few road trips here in Georgia.  Baby girl is doing her online class, learning about animals, shapes, …

Investing in Germany is quite easy, you could do so by buying German stocks. There are many German stocks to invest in, but in this article, I will talk about Germany's blue-chip stocks, stocks from the DAX index The DAX (Deutscher Aktienindex (German stock index)) is a blue-chip stock market index consisting of the 30 major German companies trading on the Frankfurt Stock Exchange. Prices are taken from the Xetra trading venue. According to Deutsche Börse, the operator of Xetra, DAX measures…

Welcome to the thirty-sixth (#36) dividend income report, covering earnings I've made from dividend-paying stocks and peer to peer lending in April 2020. Last April we spent in a self-isolation (because of Covid-19) here in Georgia. Baby girl is doing her online class, learning about animals, shapes, continents, and even planets. Quite fascinating what a 21-month-old can do. Development is very rapid. King Davids Tower (s) in Tbilisi It was on the evening of April 27, 2020, I decided to…

Welcome to the thirty-fifth (#35) dividend income report, covering earnings I've made from dividend-paying stocks and peer to peer lending in March 2020. Last March we spent both in Latvia and Georgia, due to the Covid19 outbreak we have put ourselves into a self-isolation here in Tbilisi. Since March 17 there is a lockdown in Georgia, As preschool is canceled our daughter now is actively taking her online class. Amazing what a 20-month old can do. Our Tbilisi balcony in HDR on the last…

I once read that an investor can call himself a pro after he/she has survived at least 3 bear markets. I just survived one. At least I hope so. In fact, from my short active investor's career, I feel this is already my second bear market, with first happening back in December 2018, March 2020 market was scared from Covid-19, Trump travel Ban for EU citizens, Russia- Saudi oil war. Panic, real panic. It took about 3 weeks from all-time highs at the end of February to a 20% drop in mid-March…

For the last 3 years, I've been actively building my own,  my kid's and just recently I started my partner's fund, now there is one more people I care whose financial situation should be taken care of - my mom. She just turned 60, there are still 5 years until her retirement age. It's neither much nor little. 5 years is a timeframe I'm looking to build a semi-sustainable "pension fund" to generate income in the level of average pension in Latvia (EUR 336 in 2020). I believe the average pension…

Welcome to the thirty-fourth (#34) dividend income report, covering earnings I've made from dividend-paying stocks and peer to peer lending in February 2020. Last February we spent both in Georgia and Latvia, with a small stop to Istanbul, Turkey (layover flight). Our daughter has started to visit English preschool in Tbilisi and now she is really fast picking up new things and words. Amazing.  Latvian National Library in Riga They have a great kid room on the 7-th floor with great views…

Welcome to the thirty third (#33) dividend income report, covering earnings I've made from dividend-paying stocks and peer to peer lending in January 2020.  Just like in the previous years, the last January disappeared like a flicker, little miss Fischer baby girl turned already 18-month old. We started to go to the Georgian language kindergarten, which at the end of the month we still decided to switch to English pre-school with the Montessori teaching method.  During January we spent all-…

It has been a great decade for all three Baltic states, and increasing minimum wages is just one good example of showing that. From humble EUR 238 in 2010 to still modest EUR 607 (Lithuania). That's quite an impressive growth in "just" 10 years.  For me observing minimum wages in the Baltic states has always been interesting, here you can find some of my previous articles on this topic: Minimum wages in Baltic states 2013 Minimum Wages in the Baltic States 2015 Minimum Wage Set to Rise in…

I've been investing in the Mintos.com peer to peer lending marketplace since the beginning of 2017, or it has been already 36 months or three years since I've been exposing my funds to this Latvian fintech platform.  In the past three years, I've made a nice revenue of EUR 1,477.86 (before tax) and in today's article, I decided to share a quick overview for the past three years and also make a quick glimpse for my plans for 2020 Disclosure: This article contains affiliate links to mintos.com …