Investments

Welcome to the twenty-seventh (#27) dividend income report, covering earnings I've made from dividend-paying stocks and peer to peer lending in July 2019. Hawk-eyed blog readers will notice that I have dropped cryptocurrency lending from the top. And that's true, I have stopped lending crypto online on Poloniex.com, instead, I'm trading crypto options on Deribit.  Our baby daughter last July turned 1, and for that special event we traveled back to Latvia (spent 2 weeks there) - had a nice…

Today, on July 13th, we are celebrating both 1-year anniversaries for our baby daughter and her stock investment portfolio. In today's article, I will shed some light on the second (investment portfolio) a year after. Originally I come up with a plan to build a high-yield $10,000 child investment portfolio by the time our baby girl will turn 2. (July 2020). Right now we are looking at $80-$100 monthly dividends by the time she will turn 2.   Since July 2018 we have invested $5,485.07 in 8…

Welcome to the twenty-sixth (#26) dividend income report, covering earnings I've made from dividend-paying stocks, peer to peer lending (both fiat and cryptocurrencies) in June 2019. At the start of June, we booked an All - Inclusive tour package from Tbilisi to Turkey's Antalya and spent a week in a 5-star hotel SPA and resort in Belek. I made the following long exposure picture in the last evening while in the resort: Kirman Belazur Resort and Spa 5-star hotel in Belek, Turkey Learn…

On April 2nd, 2019, my net worth for the first time reached $25,000 Milestone.It took me 2 years and 3 months since I originally started my million dollar journey, and I was 33 years old.Here is what I told/forecasted back when first reached $10,000 net worth:If things will continue to be so bright in the future, I could reach a total net worth of $25,000 by the end of 2018, being 33 years old.Despite it was planned to get here some 3 months earlier, by the end of 2018, I still feel very great…

Welcome to the twenty-fifth (#25) dividend income report, covering earnings I've made from dividend-paying stocks, peer to peer lending (both fiat and cryptocurrencies) in May 2019. Summer is finally here in Georgia and more time we are spending outdoors. Actually, at the start of May, we took a short 10 day trip to Latvia, trying delicious seafood at Jūrmala restaurants and more. I would love to feature some great landscape of Latvian nature here, but I missed it as most of the time I made…

In 2019 there were 22 out of 28 European Union member states with an official minimum wage set by the government. Also, it turns out this is already the sixth (#6) article about minimum wages in European Union featured on the blog. Traditions must be continued and here comes the latest article with the latest data for 2019 about minimum wages in the European Union. As it happened in the previous year, for this years article, I was able to pull data both for gross and net minimum wage values…

On May 22, 2019, I opted for the 3rd pension pillar at SEB bank Latvia. The main reason to sign up to this voluntary pension pillar is the hefty 20% tax refund once a year for the sums invested* (strings attached though) For now, I have decided to start small and invest really small amounts of money to get my foot wet. As I already have SEB bank Latvia account (I'm using it for holding Baltic stocks and getting dividend payments from the NASDAQ Baltic listed companies) it was not a brainer…

Welcome to the twenty-fourth (#24) dividend income report, covering earnings I've made from dividend-paying stocks, peer to peer lending (both fiat and cryptocurrencies) in April 2019. Despite Spring is in the full blow here in Tbilisi, we still managed to catch a little from winter at the start of the Month when traveled to the Stepatsminda village (this village has a Google Market) in the footsteps of Mount Kazbek Mount Kazbek and Gergeti church in Georgia $164.24 was taken from dividend…

Options trading has been my latest discovery in the wonderful world of finances. It took me about 6 months to get started. Right now I trade put sells on stocks I wouldn't mind to have or make calls on stocks I already have. Investment Goal #7 - Selling Puts to Own / Generate Income So far I have managed to make the most 0.9% in a month in options trade from the value of the total portfolio. As my portfolio consists of many positions (not only stocks), I would say 0.9% is a decent number.…

Starting in 2019, I'm raising a little bit my investment goal for US stocks, from now on the minimum stock purchase will be $600 or more.  I have increased my spending goal for about $50, which might seem like a modest, but actually is pretty decent. Investment Goal #4 - Minimum $550 Purchase for US Stocks With my current stock broker (Lynx broker) I'm paying a $5 commission for each US stock purchase. That's about 0.083% in commission. A small decrease if compared to previous 0.09% (in the…