Investments

On May 22, 2019, I opted for the 3rd pension pillar at SEB bank Latvia. The main reason to sign up to this voluntary pension pillar is the hefty 20% tax refund once a year for the sums invested* (strings attached though) For now, I have decided to start small and invest really small amounts of money to get my foot wet. As I already have SEB bank Latvia account (I'm using it for holding Baltic stocks and getting dividend payments from the NASDAQ Baltic listed companies) it was not a brainer…

Welcome to the twenty-fourth (#24) dividend income report, covering earnings I've made from dividend-paying stocks, peer to peer lending (both fiat and cryptocurrencies) in April 2019. Despite Spring is in the full blow here in Tbilisi, we still managed to catch a little from winter at the start of the Month when traveled to the Stepatsminda village (this village has a Google Market) in the footsteps of Mount Kazbek Mount Kazbek and Gergeti church in Georgia $164.24 was taken from dividend…

Options trading has been my latest discovery in the wonderful world of finances. It took me about 6 months to get started. Right now I trade put sells on stocks I wouldn't mind to have or make calls on stocks I already have. Investment Goal #7 - Selling Puts to Own / Generate Income So far I have managed to make the most 0.9% in a month in options trade from the value of the total portfolio. As my portfolio consists of many positions (not only stocks), I would say 0.9% is a decent number.…

Starting in 2019, I'm raising a little bit my investment goal for US stocks, from now on the minimum stock purchase will be $600 or more.  I have increased my spending goal for about $50, which might seem like a modest, but actually is pretty decent. Investment Goal #4 - Minimum $550 Purchase for US Stocks With my current stock broker (Lynx broker) I'm paying a $5 commission for each US stock purchase. That's about 0.083% in commission. A small decrease if compared to previous 0.09% (in the…

The inspiration for this post came from a Dividend Empire article titled My 33-Year-Old Dividend Growth Portfolio. Also, I would like to mention that a couple of weeks ago I met a fellow Italian investor here in Tbilisi (Massimo, if you are reading this -  hi to you), we spent about 90 minutes enjoying a cappuccino and discussing investments in Tbilisi, Georgia, investments in oil, gas, and of course dividend investing. Massimo told me he has been investing for about 17 years and that lead me…

Welcome to the twenty-third (#23) dividend income report, covering earnings I've made from dividend-paying stocks, peer to peer lending (both fiat and cryptocurrencies) in March 2019. The last March was very exciting, it has not only beaten the previous year's March by quite impressive 256%, but it also was the first month I earned money from trading options. Spring finally has come to Tbilisi and more time we want to spend outdoors, unfortunately not always it happens so. Hope to be more…

If 2017 I spent learning a lot about crypto investments, starting a simple buy and hold, swing trading, lending on Poloniex.com, and even building a custom Ethereum mining rig. 2018 was more about high-yielding US stocks. Seems that for 2019 I have a new subject to explore - options trading.  Now, I have heard about options a lot in the past ... it's just I have never had any interest in them, as it has always seemed like a scam to me, now I'm not saying it's a scam, but I'm also not…

Now, this is interesting, after living in Georgia for almost 8 years, visiting its winemaking region Kakheti quite often, visiting countless chateaux's and marani's across the country - I thought Georgia should be in the top 10 or something. It was at the end of 2018 I noticed Georgian journalists proudly reporting Georgia as a top 20 wine exporting country. At first, I thought - cool, and decided to see which are the rest of the countries, probably, France, Italy, Chile, defiantly USA, South…

Welcome to the twenty-second (#22) dividend income report, covering earnings I've made from dividend-paying stocks, peer to peer lending (both fiat and cryptocurrencies) in February 2019.  February was quite a windy here in Tbilisi, we did a couple of road trips around the country this month (All about Georgia) and I spent some time photographing (there are now zillions of baby photos and videos) Here is a windy and cold evening in Tbilisi done in HDR HDR photo from Tbilisi It has been a…

There are many options to consider when looking to grow your hard earned money - stocks, bonds, the relatively new peer to peer lending, and of course -  bank savings or deposits. As a small and growing investor, I'm always looking for a higher yield investment, and despite deposits doesn't fit in my wealth building strategy, I have made some money in the past.  In 2019 I would favor peer to peer lending marketplace like Mintos.com over the hustle of opening a foreign bank account in a…