Red Sun Buffet Liepāja

12 September, 2018 | Restaurant reviews | 11 seen

Red Sun Buffet is a stylish cafe/restaurant located in the heart of Liepāja town.

Visited it briefly in the mid-August 2018, just to take some coffee take away.

Interior at Red Sun Buffet

Featuring elements Latvians are proud of - Brainstorm, Kristaps Porzingis (NY Knicks) and Intars Busulis. Heh

Interior at Red Sun Buffet

Somehow I already feel bored from black blackboards and white texts. Though cafe late ordered here was delicious.

How I Made $3,951.86 with Google AdSense in last 9 years

8 September, 2018 | Blogging | 6 seen

Time flies as it turns out it has been already 9 years since I've been using Google AdSense to monetize online content.  It was a late night on September 4th, 2009, when I finally decided to give it a try for Google AdSense. 9 years? That's almost a decade.

As the title says - I have made almost 4K in the last 9 years. You know what's more amazing? Almost half of that amount I made in the last year alone. 

See:

• How I Made $2,135.03 with Google AdSense in 8 years
• How I Made $1,000 with Google AdSense in 7 years

Back then, 9 years ago, I had a dozen "web-projects", mostly powered by WordPress, I was exploring different niches and put a lot of time and energy in too many directions. I decided to try to monetize my efforts - and of course, I was thinking - I will make those million dollars overnight. I didn't. Actually, my most valuable asset back at those days generated me just about 6,000 monthly users (monthly, not daily). I made about four dollars in the first month, and maybe $10 four months later.

Soon I stopped my huge efforts on building the next big thing, and AdSense dollars stopped rolling in at all. From 2011 until the end of 2013 I was not using Google AdSense actively (from reports I can see, I have made a dollar, or two, maybe four dollars per month in some of the months during that period).

In October 2013 (that's about 5 years ago), I decided to stop spreading my efforts on many smaller projects and launched simple, personal blog, the one you are currently reading. See: It's official now - domain name ReinisFischer.com is on

Most of the money I have made with Google AdSense I have made with this blog in a period 2015 - 2018. With the last year being the top performing (about half or $1,816.83). My blog currently receives about 100,000 monthly users. That has been a huge leap over the years.

I have no clue where the next year will take me, but it would be awesome to double earnings from Google AdSense, and at the end of the 10th year to report -~$8,000 or about $333/mo hard, but doable.

Documentary "Khrushchev Does America"

6 September, 2018 | Documentaries | 7 seen

Documentary "Khrushchev Does America" is a 2013 film by Tim Toidze. 

The story of the unconditional, no-holds-barred tour of America by Soviet Premier Nikita Khrushchev, leader of World Communism and America's arch nemesis, during 13 sun-filled days in the fall of 1959.

Watch it on Youtube 

August 2018 Dividend Income Report - $158.41

2 September, 2018 | Investments | 14 seen

Welcome to the sixteenth (#16) dividend income report, covering earnings I've made from dividend-paying stocks, peer to peer lending (both fiat and cryptocurrencies) in August 2018. 

In case you are wondering why I'm sharing online my earnings - the answer is pretty simple - I like transparency and these reports help me to observe my progress or bounces. Hopefully, my reports can give some inspiration to you as well. Also, I have a goal to reach one million dollars in my bank account by the time I will turn 60 (27 years still to go). 

Last August, I turned 33. This year we didn't go to any fancy trip, instead, we spent it at home with our newborn baby. As I've reached the age of 33 and as I have become a father, for the future  I will put aside at least 53% of my yearly income. Here is the formula = years + 20 = 53%. I'm raising this number with every year.

Speaking of the baby  - actually, last month I also started to invest in her name. And this August we got our first dividend payment. Continue reading to learn more how much.

Now, the last August was full of surprises and at the end of the month it said - $158.41 - August turned out much better (or about $70 better than expected), because of many late loans were paid back on Mintos.com platform, and for the first time in history, Mintos.com peer to peer lending generated more than EUR 100 in a month.

Disclosure: This article contains affiliate links to mintos.com peer to peer lending website, by clicking on links on this page and by making an investment on mintos.com, I might earn affiliate income at no cost to you. Also, I'm not a financial advisor and I don't give you any advice, I'm just sharing my own experience. Investments in stocks, funds, bonds or cryptos are risk investments and you could lose some or all of your money. Do your due diligence before investing in any kind of asset. 

Both individuals and entities can invest through Mintos. Individual investors must be at least 18 years old, have a bank account in the European Union or third countries currently considered to have AML/CFT systems equivalent to the EU, and have their identity successfully verified by Mintos. At the moment, US citizens or taxpayers cannot register as investors at Mintos.

Sign up for Mintos.com here. By using my affiliate link for registration both you and I will receive — 1% of our average daily balance which should be paid in 3 installments for the first 90 days.

Interest income in August 2018

From the stocks, Mintos.com peer to peer lending and from cryptocurrency lending on Poloniex.com I got following income last month:

Ticker/ Name

2018

2017

Mintos.com

€101.61

€34.35

BGLF

€11.00

€0.00

FGB

€10.50

€0.00

EDF

€6.60

€0.00

CLM

€6.05

€0.00

Poloniex.com

€1.20

€0.79

Total: €136.96 / $158.41

In total there were 6 great companies paying me us dividends in August, that's 4 more if compared to the previous August. 

Our baby earned her first dividends of $7.02 this month.

The YoY growth rate for my dividend income in August is 291.81%. Awesome that's exactly USD 117.98  more than a year ago.

Monthly income to the date

The cumulative earnings for 2018 are $961.23  which is about 80.10% of my goal for 2018 ($1200)

2017 in Review and Financial Goals for 2018

Monthly Income chart as of August 2018

On the average, I should pull about $59.69 each month for the next 4 months to reach my $1200 goal for 2018. I got this feeling that I will reach and pass this goal easily.

Dividend Income Meter August 2018

Goals for August 2019

This is my favorite part of the reports - trying to forecast/set goals for the next year. But before setting goals for August 2019 dividend income, let's see what I forecasted for this August:

A year from now I'm looking for a minimum of $100 dividend income in August 2018.

Wow, I just did it and cracked it by additional $58. Awesome. Oh, a year ago I didn't felt so enthusiastic after reaching just $40 in the month of August.

Now, when speaking about August 2019 - I will set a humble goal to crack $160. Shouldn't be problematic with adding more US monthly and quarterly dividend paying stocks.

Is It Profitable Mining Ethereum (ETH) now (August / September 2018)?

30 August, 2018 | Servers | 75 seen

I have been operating a GPU ETH mining rig since the December 2017, the total cost so far to build it has been $1,661. That's a lot of money for just ~ 58MH/s hashing power. Now, things were different back in December 2017, let's see how does it works out now (August/September 2018).

Building a 12 GPU Ethereum Mining Rig From Scratch - Part 1: Ordering Details

For most of the Summer my Ethereum mining rig has been powered of (because of unprofitable mining - high electricity price / low etheruem price)

Mining ethereum August 2018

I turned on my mining rig for 24 hours, and mined 0.00417899 ETH (with ETH changing hand at $276.18) that gives me about $1.15. Not bad, but let's see how much we are spending here:

Ethereum mining calculator with 0.2$ per KWh

It turns out, I'm actually losing 0.4 dollars per day right now. Sure, I'm paying a hefty  price 0.2$ per KWh and I could move my mining rig to some cheaper location, like for example Georgia, paying just 0.1$ per KWh and in theory I would generate a small profit even now:

Ethereum Mining Calculator with 0.1$ per KWh

Cheapest Electricity in Europe for crypto mining (Cost per kWh) 2018

Since December 2017, I have mined in total 0.54398387 ETH. To break even my base investment $1,661 ETH should reach $3.060 (hard, but doable). 

Last time I measured, the price for ETH was well above $5,000 (now, this is a great achievement already) 

To Break Even My GPU Mining Rig, Ethereum Should Reach $5,153

Top 5 Best Selling Intel Core i9 (Gaming) Processor Laptops

27 August, 2018 | Laptop Reviews | 181 seen

Intel Core i9 processors are gaining momentum in 2022, and seems they are going to rock in 2023

Top 15 Gaming and Creator Laptops with Intel Core i9 2023

With their high number of cores, high power draw, high thermal output, high performance, and unique desktop socket, LGA 2066, they are intended to be used by enthusiasts. A mobile version based on the standard BGA1440 socket was released in 2018, featuring six hyperthreaded cores and 12 MB of cache. It has been proven to attain 5 gigahertz under ideal conditions. It is rumored that the next generation of Intel CPUs will feature the Core i9 9900K, an eight-core hyperthreaded processor, while the Core i7 9700K will also feature eight cores without hyperthreading. The top-end model may have 28 cores.

Intel Core i9 powered laptops come with the price attached. You should be willing to spend about $1,500 -$4,000 in 2023, to get one.

A quick note: This article contains affiliate links to Amazon.com, by clicking on links on this page and by making a purchase on Amazon site, I might earn an affiliate income at no cost to you. Prices for laptops listed on this page are retrieved using Amazon Product Advertising API and is updated daily. For actual prices please refer to the product page on Amazon.

h2>ASUS ROG Strix Scar 15 Gaming Laptop, 15.6” 300Hz IPS FHD Display, NVIDIA GeForce RTX 3060, Intel Core i9 12900H, 16GB DDR5, 512GB SSD, Per-Key RGB Keyboard, Windows 11 Home, G533ZM-ES93

Compete at the highest level of Windows 11 gaming with the ROG Strix SCAR 15 gaming laptop. Take on any challenge with a powerful 12th Gen Intel Core i9-12900H CPU and GeForce RTX 3060 GPU. ROG Intelligent Cooling lets the GPU crank all the way up to 140W of power and next gen DDR5 RAM and PCIe 4.0 SSD lets you spend less time waiting and more time playing or creating. Don’t worry about slow external transfer speeds or connecting to multiple displays with the Thunderbolt 4 port. With a competitive edge this sharp, you can dominate any arena.

• Aspect Ratio:16:9
• NVIDIA GeForce RTX 3060 6GB GDDR6 - ROG Boost up to 1752 MHz at 140W (115W + 25W with Dynamic Boost)
• MUX switch - GPU MUX switch lets the GPU communicate directly with the display, increasing performance and decreasing latency
• Latest 12th Gen Intel Core i9-12900H Processor - 24M Cache, up to 5.0 GHz, 14 cores (6 P-cores and 8 E-cores)
• 300Hz 3ms 15.6” Full HD (2560 x 1440) IPS Type Display
• 16GB DDR5 4800MHz RAM | 512GB PCIe 4.0 NVMe M.2 Performance SSD | Windows 11 Home

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Acer Nitro 5 (15.6" FHD 144Hz, Intel i9-11900H, 64GB RAM, 2TB PCle SSD, GeForce RTX 3060 6GB), RGB Backlit Gaming Laptop, Webcam, Killer Wi-Fi 6, DTS:X Audio, Ray Tracing, Windows 11 Home

• Brand New Computer has been resealed to upgrade the Memory or SSD. One-year warranty from the manufacturer. Three-year warranty for upgraded Memory/SSD for Issaquah Highlands Tech customers; 64GB (32GB x 2) DDR4 3200MHz Memory; 2TB PCIe SSD
• 11th Generation Intel Core i9-11900H (Octa-core, 16 Threads, base clock speed 2.5GHz, max turbo to 4.9GHz, 24MB L3 Cache); NVIDIA GeForce RTX 3060 6 GB GDDR6, Up to 1425 MHz, Up to 95 W. Dedicated Graphics Card, expandable to external monitors via HDMI, max resolution of external monitors can be 4K @60Hz
• 15.6" FHD(1920 x 1080) IPS, 144Hz, 300Nits, 3 ms Overdrive, 16:9, ComfyView LED-backlit Display; Rise your gaming performance via 144 Hz refresh rates, RGB keyboard, Ray tracing, DLSS, CoolBoost, Dual-fan Cooling, NitroSense, DTS-X Ultra audio and Intel Killer Wi-Fi
• 2x USB 3.2 Gen 1 Type-A, 1x USB 3.2 Gen 2 Type-A, 1x USB 3.2 Gen 2 Type-C, 1x HDMI, 1x RJ-45, 1x Headphone/Microphone Combo, Killer Wi-Fi 6 AX 1650i IEEE 802.11 a/b/g/n/ac/ax + Bluetooth 5.2
• Windows 11 Home 64-bit; The NVIDIA GeForce RTX 3060 6 GB GDDR6, Boost clock up to 1425 MHz, TGP up to 95 W; The Powerful and efficient Dedicated Graphics offers gameplay at max settings. Ideal for gaming enthusiasts and ensure your most AAA Gaming applications will run reliably on this Gaming laptop: The Witcher 3, Fortnite, Call of Duty, Elden Ring, Titanfall 2, APEX Legends and Cyberpunk 2077; Ultimate Ray Tracing and AI (NVIDIA DLSS and NVIDIA Broadcast); VR Ready

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ASUS ROG Strix Scar 15 (2022) Gaming Laptop, 15.6” 240Hz IPS QHD Display, NVIDIA GeForce RTX 3070 Ti, Intel Core i9 12900H, 16GB DDR5, 1TB SSD, Per-Key RGB Keyboard, Windows 11 Home, G533ZW-AS94Q

• PEERLESS PROCESSING POWER - Speed through laptop gaming, streaming, and creating with the 12th Gen Intel Core i9-12900H Processor (6 P-cores and 8 E-cores) with 24M Cache and up to 5.0GHz clock speed.
• RTX REALISM. IT’S ON - This Windows 11 gaming laptop is equipped with the GeForce RTX 3070 Ti laptop GPU with a max TGP of 150W and ROG Boost up to 1460MHz, to give you the most realistic ray-traced graphics and cutting-edge AI features like NVIDIA DLSS.
• ROG INTELLIGENT COOLING - The SCAR 15 takes cooling up to a notch, adding premium Thermal Grizzly liquid metal, Arc Flow fans, and 0dB Ambient Cooling
• LIGHTNING FAST VISUALS - See everything with a swift 15.6” QHD/240Hz IPS type display, covering 100% DCI-P3 color for more vivid colors.
• MUX SWITCH BOOST - A MUX Switch lets the GPU communicate directly with the display, increasing performance and decreasing latency
• SAY GOODBYE TO SLOW LOAD TIMES - Store your entire game library on 1TB of swift PCIe 4.0 SSD and alt-tab almost instantly with 16GB of DDR5-4800 RAM.
• CUSTOMIZE YOUR LAPTOP - Show off your personality with Aura-sync per-key RGB keyboard and light bar, and swappable armor caps, while an ROG Keystone II lets you save your gaming presets for quick access.

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MSI GS66 Stealth Gaming Laptop: 15.6" 300Hz FHD 1080p Display, Intel Core i9-11900H, NVIDIA GeForce RTX 3080, 32GB, 1TB SSD, Thunderbolt 4, WiFi 6, Win10, Black (11UH-020)

• Visual Performance: The 15.6” 300Hz Refresh rate display delivers true-to-life images with a high refresh rate so you can see every frame of the game.
• Redefined Power: The 11th Gen. Intel Core i9 processor, delivers high performance to take on any games and applications with ease.
• Supercharged Graphics: The MSI GS66 is powered by NVIDIA GeForce RTX, take on today's most popular games with these performance graphics.
• On the Go Gaming: Designed to be thin and light for gamers to carry around every day for games, study, or work.
• Cool and Powerful: MSI’s exclusive Cooler Boost Technology ensures optimal thermal dissipation. Featuring state of the art fans and heat pipes, get the airflow you need for gaming.
• Customized Keys: Customize each key to your liking and receive real-time in-game status through keyboard lighting, or even watch the lights dance to your favorite tune.

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Dell G7 15 7500 Gaming Laptop 15.6” - Intel I9-10885H - 64GB RAM, 2TB NVMe SSD – NVIDIA GeForce GTX 2070 8GB 4K, Type-C DisplayPort, HDMI, AX Wi-Fi, Bluetooth, SD Card - Windows 10 Pro

• The manufacturer seal has been opened to meet the advertised specs. Professional service installation included
• 10th Gen Intel Hexa-Core i9-10885H Processor 2.6 GHz (12 MB SmartCache, Max Turbo Frequency 5.0 GHz); The six-core twelve-thread processing provides maximum high-efficiency power to go
• 15.6" 15.6 inch OLED UHD (3840 x 2160) Anti-Reflective 60Hz 400-nits 100% DCI-P3 Non-Touch Display 16:9 aspect ratio. NVIDIA GeForce GTX 2070 8GB dedicated Graphics VR Ready
• 64GB DDR4-2666MHz SDRAM Memory for full-power multitasking; 2TB PCIe SSD; Save files fast and store more data with massive amounts of storage and advanced communication power, PCI-e SSDs are great for major gaming applications, daily backups, and more
• Killer Wi-Fi 6 AX1650 (2x2) 802.11ax (2.4 & 5 GHz) + Bluetooth 5.0 + Gigabit Ethernet; 3x USB 3.0, 1x USB 3.1 Type-C Thunderbolt, Mini DisplayPort, 1x HDMI, 1x SDXC Card Slot, 1x Audio Combo Jack; 720P WebCam, Backlight Keyboard

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Razer Blade 15 Advanced Gaming Laptop 2021: Intel Core i9-11900H 8-Core, NVIDIA GeForce RTX 3080, 15.6” 4K OLED, 32GB RAM, 1TB SSD - CNC Aluminum - Chroma RGB - THX Spatial Audio - Thunderbolt 4

• NVIDIA GeForce RTX 30 Series Graphics for Stunning Visuals: Built on NVIDIA’s award-winning 2nd-gen RTX architecture, these GPUs provide the most realistic ray-traced graphics and cutting-edge AI features for the most powerful graphics in a gaming laptop.
• Intel 11th Gen 8-Core CPU for All-out Gaming Performance: Run the heaviest AAA titles and creation tasks without breaking a sweat, and activate Intel Turbo Boost Technology for a jolt of speed that brings the i7 processor up to 5.1GHz.
• Next-gen Displays to Meet Your Needs: Go with ultra-fast 360Hz FHD for competitive gaming, OLED UHD for creative work with 4K clarity, or a 240Hz QHD display for the best of both worlds.
• Vapor Chamber Cooling for Maximized Thermal Performance: The laptop quietly and efficiently dissipates heat through the evaporation and condensation of an internal fluid, keeping it running smoothly and coolly even under intense loads.
• Advanced Connectivity for Greater Convenience: With built-in WiFi-6 and a UHS-III SD card slot, you can cut down on adapters and travel light.

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New GE76 Raider Dragon Edition Tiamat 17.3" FHD 360Hz Gaming Laptop 11Th Gen Intel Core i9-11980HK GeForce RTX 3080 Laptop GPU 16GB GDDR6 (8TB SSD|64GB RAM|Win 10 PRO)

• Processor 11TH Gen Evo Core i9-11980HK CPU Speed 2.6 - 5.0GHz Chipset HM570
• HDD Capacity 8TB NVMe M.2 PCIe Gen4 x4 Interface Upgrade
• Memory 64GB (32Gx2) DDR4 3200MHz Upgrade
• GPU GeForce RTX 3080 Laptop GPU Up to 1740MHz Boost Clock, 155W Maximum Graphics Power with Dynamic Boost
• Screen Size 17.3" FHD (1920x1080), 360Hz 3ms, IPS-Level Resolution 1920x1080 (16:9)

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MSI GS66 Stealth 10SFS-032 15.6" 300Hz 3ms Ultra Thin and Light Gaming Laptop Intel Core i9-10980HK RTX 2070 Super 32GB 1TB NVMe SSD TB3 Win10PRO VR Ready

• 15.6" FHD Anti-Glare Wide View Angle 300Hz 3ms NVIDIA GeForce RTX 2070 Super Max-Q 8G GDDR6
• Core i9-10980HK 2.4 - 5.3GHz Intel Wi-Fi 6 AX201(2*2 ax)
• 1TB NVMe SSD 32GB (16G*2) DDR4 2666MHz 2 Sockets Max Memory 64GB
• Thunderbolt 3*1 PD charge USB-C Gen1 *1 USB 3 2 Gen2 *3 Steel Series per-Key RGB with Anti-Ghost key (84 Key) 720p HD Webcam
• Win 10 PRO Dynaudio Speakers 2W*2 4 cell (99 9Whr) Li-Polymer 230W Slim
• System Ram Type: Ddr4 Sdram

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MSI GE75 Raider 10SFS-225 17.3" 300Hz 3ms Gaming Laptop Intel Core i9-10980HK RTX 2070 Super 32GB 1TB NVMe SSD Win10 VR Ready

• 17.3" FHD (1920x1080), 300Hz 3ms, IPS-Level NVIDIA GeForce RTX2070 Super 8G GDDR6
• Core i9-10980HK 2.4 - 5.3GHz Killer Wi-Fi6 AX1650 (2*2 ax)
• 1TB NVMe SSD 32GB (16G*2) DDR4 2666MHz 2 Sockets; Max Memory 64GB
• USB 3.2 Gen2 Type C *1 USB 3.2 Gen1 *2; USB 3.2 Gen2*1 Steel Series per-Key RGB with Anti-Ghost key+ silver lining 720p HD Webcam
• Win 10 Multi-language Giant Speakers 3W*2 + Subwoofer 3W *2 6 cell (65Wh/6080mAH) Li-Ion 280W

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CUK MSI GT76 Titan DT Extreme Gamer Notebook (Intel i9-9900K, 64GB RAM, 2x1TB NVMe RAID + 2TB HDD, NVIDIA GeForce RTX 2080 8GB, 17.3" FHD 240Hz 3ms IPS-Level, Windows 10 Pro) Gaming Laptop Computer

• Display: 17.3" Full HD (1920 x 1080) IPS-Level 144Hz 3ms 72%NTSC (100% sRGB) Display | Graphics Card: NVIDIA GeForce RTX 2080 8GB GDDR6
• Processor: 9th Gen Intel Coffee Lake Core i9-9900K 8 Cores (3.6GHz-5GHz, 16MB Intel Smart Cache, 95W)
• RAM: 128GB (4x32GB) DDR4 2666MHz | Hard Drive: 2x 2TB PCIe NVMe SSD (Seq. Read 2000MB/s, Seq. Write 1750MB/s) + 1TB 7200RPM HDD
• OS: Microsoft Windows 10 Professional (64-bit) | Warranty: 1-Year MSI USA Warranty Parts & Labor (include 1 Year Global Warranty) + Lifetime Tech Support from XOTIC PC

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ASUS ZenBook Pro 15 Laptop with Innovative Screenpad, 15.6” UHD 4K Touch, Intel Core i9-8950HK, NVIDIA GeForce GTX 1050 Ti, 16GB DDR4 RAM, 512GB PCIe SSD, Backlit KB, Windows 10 Pro, UX580GE-XB74T

Hewn from solid metal, the thin and light ZenBook Pro 15 is a masterpiece of design and engineering. Elegance, sophistication and precision craftsmanship are the hallmarks of every ZenBook. The prestigious Deep Dive Blue and Rose Gold color scheme is luxuriously stylish.

• Adaptive screen pad design: create shortcuts to launch your favorite apps with a single tap
• Adaptive screen pad design: extend your screen on screen pad for more viewing options
• Latest Intel 8th Gen Core i9-8950HK Processor (12M Cache, Turbo up to 4.8 GHz)
• 15.6” UHD 4K touch Display with factory-calibrated color accuracy validated by Pantone, 83% screen to body ratio NanoEdge bezel for more display and less bezel
• Seamless 4K video playback, photo editing and more with NVIDIA GeForce GTX 1050Ti 4GB
• 16GB DDR4 2400MHz RAM, 512GB PCIe x4 NVMe SSD, Wi-Fi 5 (802.11AC), Bluetooth 4.1
• 71Whr Li-Polymer battery. Features fast charging: charge to 60% in only 49 minutes

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HP Zbook 15 G5 15.6" Mobile Workstation - 1920 X 1080 - Core i9 i9-8950HK - 32 GB RAM - 512 GB SSD - Turbo Silver - Windows 10 Pro - in-Plane Switching (IPS) Technology - Intel Optane Memory Read

• Processor Manufacturer: Intel
• Processor Type: Core i9
• Processor generation: 8th Gen
• Processor model: i9-8950HK
• Processor speed: 2.90 GHz

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MSI GT75 Titan 4K-247 17.3" Gaming Laptop, 4K G-Sync Display, Intel Core i9-9980HK, NVIDIA GeForce RTX2080, 64GB, 1TB NVMe SSD + 1TB HDD, Thunderbolt 3

• Display: 17.3" Uhd (3840*2160), 4K G-SYNC IPS-Level Adobe: 100% RGB 3840 x 2160 16: 9
• Graphics: NVIDIA GeForce RTX2080 8G GDDR6
• Processor: Intel Core i9-9980hk 2.4 - 4.9GHz
• Memory: 64GB (32g*2) DDR4 2666MHz DDR4-2400x4 or DDR4-2666x2; Max Memory 128GB
• Storage: Super RAID 4-1tb (512GB*2) NVMe SSD + 1TB (7200Rpm)
• OS : Windows 10

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Apple MacBook Pro (15" Retina, Touch Bar, 2.4GHz 8-Core Intel Core i9, 32GB RAM, 1TB SSD, Vega 20 Graphics) - Space Gray

• 2.4GHz 8‑core 9th‑generation Intel Core i9 processor, Turbo Boost up to 5.0GHz
• Brilliant Retina display with True Tone technology
• Radeon Pro Vega 20 with 4GB of HBM2 memory
• 1TB SSD storage
• Up to 10 hours of battery life

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Apple MacBook Pro (15-Inch, 2.3GHz 8-Core 9th-Generation Intel Core I9 Processor, 512GB) - Silver - (Latest Model)

• 9Th-generation 8-Core Intel Core i9 Processor
• Brilliant Retina Display with True Tone technology
• Touch Bar and Touch ID
• Radeon Pro 560x Graphics with 4GB of video Memory
• Ultrafast SSD
• Intel UHD Graphics 630
• Four Thunderbolt 3 (USB-C) ports

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Gigabyte AERO 15-X9-9RT5 15" Thin Bezel FHD LG 144Hz IPS, Intel i9-8950HK, NVIDIA GeForce RTX 2070, 16GB RAM, M.2 PCIe 1TB SSD, RGB KB, Win10, Metal Chassis Ultra Slim Gaming Laptop

NVIDIA GeForce RTX delivers the ultimate laptop gaming experience. Powered by the new NVIDIA Turing GPU architecture and the revolutionary RTX platform, RTX graphics cards bring together real-time ray tracing, artificial intelligence, and programmable shading. This is a whole new way to experience games.

• 15.6" 3mm Ultra-thin bezel | LG FHD 144Hz 1920x1080 IPS Anti-Glare display LCD | X-Rite Pantone Certified for color calibration
• Intel Core i9-8950HK (2.9Ghz-4.8GHz) | NVIDIA GeForce RTX 2070 GDDR6 8GB Supports NVIDIA Optimus technology
• 16GB DDR4 2666MHz Samsung DRAM module | M.2 NVMe PCIe 1TB Intel 760P SSD | Windows 10
• Microsoft Azure AI | all Intel inside | Intel Thunderbolt 3 | Intel Wi-Fi AC adapter
• 94.24Wh 8hrs Long battery life | 230W adapter | per-key RGB backlit programmable keyboard | UHS-II SD card reader
• Killerdoubleshot Pro | Nahimic 3D Audio
• 14 x 9.8 x 0.74 inch | 4.49 Ibis | 1 Year Global warranty

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Acer Predator Helios 500 PH517-51-98Y7 Gaming Laptop, Intel Core i9-8950HK, GeForce GTX 1070 Overclockable Graphics, 17.3" Full HD 144Hz G-Sync Display, 16GB DDR4, 512GB PCIe NVMe SSD, 2TB HDD

Equipped with an impressive 17.3” Full HD screen with NVIDIA G-SYNC technology, 144Hz refresh rate and a powerful 8th Gen Intel Core i9 processor with high-performance overclockable NVIDIA GeForce GTX 1070 graphics that is VR Ready! The Dual-Fan Cooling system features all-metal AeroBlade 3D Fans with 5 Copper Heat Pipes maximizing performance and keeping your rig extra cool under pressure.

• 8th Generation Intel Core i9-8950HK 6-Core Unlocked Overclock Capable Processor (Up to 4.8GHz)
• NVIDIA GeForce GTX 1070 Overclockable Graphics with 8GB of dedicated GDDR5 VRAM
• 17.3" Full HD (1920 x 1080) LED-backlit IPS display with NVIDIA G-SYNC technology (144Hz Refresh Rate, 300nit Brightness & 72% NTSC)
• 16GB DDR4 2666MHz Memory, 512GB PCIe NVMe SSD & 2TB 5400RPM HDD
• Backlit four-zoned RGB Keyboard |Killer DoubleShot Pro Wireless-AC | 2 - Thunderbolt 3 (Full USB 3.1 Type C) Port | Dual All-Metal Aero Blade 3D Fans

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MSI GT75 TITAN-093 120Hz 3ms G-Sync Extreme Gaming Laptop i9-8950HK (6 cores) GTX 1080 8G, 32GB 512GB SSD+ 1TB HDD, 17.3"

• Display: 17.3" FHD, Anti-Glare Wide View Angle 120Hz 3ms 94%NTSC | Operating System: Win 10 PRO
• Processor: Core i9-8950HK Hexa-Core (6 Cores) 2.90 - 4.8GHz
• Graphics: NVIDIA GeForce GTX1080 8G GDDR5X
• Memory (RAM): 32GB (16G*2) DDR4 2666MHz 4 Sockets; Max Memory 64GB | Storage: 512GB NVMe SSD + 1TB (7200RPM)
• Special Features: VR Ready | Aluminum Black | Killer N1550 Combo (2*2 ac) | Multi GIG AQC107 | Steel Series per-Key RGB Mechanical KB with Anti-Ghost key | Thunderbolt 3*1

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New Dell XPS 15 9570 Gaming Laptop 8th Gen Intel i9-8950HK 6 cores NVIDIA GTX 1050Ti 4GB 15.6" 4K UHD Anti-Reflective Touch + Compatible Premium Genuine Leather Briefcase (1TB SSD|32GB RAM|WIN 10 PRO)

• 8th Generation Intel Core i9-8950HK Processor (12M Cache, up to 4.8 GHz, 6 cores)
• 32GB Dual Channel DDR4-2666MHz, 2x16GB system memory for intense multitasking and gaming. DDR4 Ram smoothly run your graphics-heavy PC games and video-editing applications,
• 1TB M.2 2280 PCIe Solid State Drive Upgrade, a flash-based SSD has no moving parts, resulting in faster start-up times and data access, no noise, reduced heat
• Display 15.6" 4K Ultra HD (3840 x 2160) InfinityEdge Anti-Reflective Touch IPS100% AdobeRGB 400-Nits display
• Graphics Card NVIDIA GeForce GTX 1050Ti with 4GB GDDR5. Enough GPU power to run your games

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ASUS ROG G703 Desktop Replacement Gaming Laptop, Unlocked Core i9-8950HK Processor, Overclocked GTX 1080 8GB, 17.3” 144Hz 3ms G-SYNC, 2 X 256GB PCIe SSD + 2TB FireCuda SSHD, 32GB DDR4

ROG is the first gaming brand to introduce an ultra-responsive 17.3-inch Full HD IPS-level display with a 144Hz refresh rate to its laptops. It’s powered by up to a factory-overclocked 8th Generation Intel Core i9 processor and GeForce GTX 1080 graphics for truly unprecedented power in a laptop.

• Overclocked GPU and CPU: NVIDIA GeForce GTX 1080 8GB with 8th-Gen unlocked Intel Core i9-8950HK Processor (up to 4.8 GHz)
• 144Hz refresh rate 17.3” Full-HD IPS-Type AHVA gaming panel with NVIDIA G-SYNC and 3ms response time
• 2x 256GB PCIe SSDs in RAID0 for 512GB SSD total storage capacity + 2TB SSHD storage drive. 32GB DDR4 2666MHz
• ASUS AURA SYNC RGB keyboard with individual per-key customization. 2.5mm key travel distance. Copper tunnels independently cool the CPU and GPU. Dual 12V fans with Ant-Dust technology
• Gigabit WiFi, Thunderbolt 3, Mini DisplayPort 1.4 and HDMI 2.0., Built-in Xbox Wireless Controller Module

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MSI GT754K071 Titan 4K-071 4K G-Sync Extreme Gaming Laptop i9-8950HK (6 cores) GTX 1080 8G, 32GB 1TB SSD + 1TB HDD, 17.3"

• Display: 17.3" UHD, 4K eDP IPS-Level | Operating System: Win 10 PRO
• Processor: Core i9-8950HK Hexa-Core (6 Cores) 4.3 - 4.8GHz
• Graphics: NVIDIA GeForce GTX1080 8G GDDR5X
• Memory (RAM): 32GB (16G*2) DDR4 2666MHz 4 Sockets; Max Memory 64GB | Storage: Super RAID 4 1TB SSD (NVMe)
• Special Features: VR Ready | Aluminum Black | Killer N1550 Combo (2*2 ac)

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CUK GT75 TITAN Gaming Laptop (Intel 6-Core i9-8950HK, 32GB RAM, 2x500GB NVMe SSD RAID + 2TB HDD, NVIDIA GeForce GTX 1080, 17.3" Full HD 120Hz, Windows 10 Pro) Coffee Lake 8th Gen Gamer Notebook

Unleash your gaming dominance with the revolutionary GPU that turns your mobile rig into a sleek, powerful gaming weapon. The GeForce GTX 1080 has now come to notebooks, powered by the game-changing NVIDIA Pascal architecture.

• Processor: Intel Core i9-8950HK 6 Core Processor (12MB Cache, 2.9GHz-4.8GHz) 45W
• RAM: 32GB RAM DDR4 2666MHz | Hard Disk Drive: 1TB NVMe SSD (2 x 500GB RAID) + 2TB 7200rpm Hard Disk Drive
• Keyboard: Steel Series RGB Mechanical Backlight Keyboard with Anti-Ghost Key | Operating System: Windows 10 Pro
• Graphics: NVIDIA GeForce GTX 1080 8GB GDDR5 | Display: 17.3" Full HD 120Hz 3ms Wideview 94% NTSC Color Anti-Glare Display (1920 x 1080)
• 32GB RAM + 1TB NVMe SSD + 2TB HDD Upgrades | 3-Year CUK Limited Warranty (View warranty section below for more details)

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New Alienware 17 R5 i9-8950HK, QHD, GTX 1080OC, 32GB RAM, 256GB SSD+1TB HDD

• i9-8950HK (6Core, 12MB Cache up to 5.0GHZ)
• NVIDIA GEFORCE GTX 1080 8GB DDR5X Overclocked
• 17.3" QHD (2560x1440) 120HZ 400nits TN+WVM G-Sync anti-glare with Tobii eye tracking
• 32GB RAM (2X16GB) DDR4 2666MHZ
• 256GB SSD+1TB HDD~Killer Wireless 1435~Windows 10 Home

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Converting Currency Balances (EUR/USD) Interactive Brokers / Lynx Trader

25 August, 2018 | Investments | 182 seen

A time ago I opened a brokerage account with Lynx Broker, which turns out is affiliated with Interactive Brokers.

As I opened my account from Europe, by default my base currency was set to EUR, which in fact is nice and neat, as SEPA transfers from my bank to brokerage account happens almost instantly (in the same day).

Now, as I started to acquire US stocks, I noticed I have a negative balance in USD currency (while still positive in EUR). I started to explore and found the following link: Converting Currency Balances

Account holders may find themselves holding balances in currencies other than their designated Base Currency as a result of trades in products denominated in a different currency or from profits/losses directly associated with Forex trading. In these cases, IB does not act to automatically convert balances back to the Base Currency as this action would require assumptions as to the account holder's desired currency exposure as well as the trade price at which they would be willing to close the position.

Now here is how to get fixed it:

• Select the Account icon from the TWS header.
• From the Account window, scroll down to the section titled "Market Value - Real FX Balance", place your cursor on a currency you wish to convert and right-click on the mouse to display the Close Currency menu option. You will be provided with two options, Close Currency Balance which will close the single currency you've selected and Close All Non-base Currency Balances which will close all.

Close currency balance

Next, an order line for the conversion trade will be populated on the TWS. The order will be set up with default conditions of a market order (“MKT”), good for that day and for the current position quantity. Select "T" to generate the Order Confirmation window using the default conditions or set the price and time conditions as desired.

Order Confirmation & Commission

I'm always paying a commission of 3.45 EUR on Lynx Broker for each such currency converting

Photoshop How to Solve: Could not complete the Save As command because there is not enough memory (RAM)

23 August, 2018 | Servers | 145 seen

The other morning I faced an issue Could not complete the Save As command because there is not enough memory (RAM)" while trying to save a .pdf files using Adobe Photoshop. I spent a couple of hours before finally found the solution:

The solution involves another problem - Error: An integer between 96 and 8 is required 

When you try to access the Performance preferences (Edit > Preferences > Performance), Photoshop displays the error message: An integer between 96 and 8 is required. Closest value inserted. 

You are unable to access the Performance settings in the Preferences dialog. Tools such as Blur and Liquify that use the graphics processor (GPU) card are also impacted.

Seems this issue appears after updating your operating system to Windows 10 Creators Update. 

How To solve: Error: An integer between 96 and 8 is required / Could not complete the Save As command because there is not enough memory (RAM)

• Press Windows + R keys to bring up the Run dialog. 
• Type regedit.exe and then press Enter. 
• If you are prompted for an administrator password or for confirmation, type the password or provide confirmation.
• In the Registry Editor window, navigate to HKEY_CURRENT_USER\SOFTWARE\Adobe\Photoshop\110.0 (or 120.0)
• Right-click the 110.0 folder and choose New > DWORD (32-bit) Value from the menu. 

(Despite I'm running a 64-bit version, just 32-bit version did the trick)

In the right pane, name the new key as OverridePhysicalMemoryMB and press Enter.

Right-click the new key and choose Modify from the menu. In the Edit DWORD (32-bit) Value dialog, do the following:

In the Value Data field, change the value from 0 to a numeric megabyte value that reflects your system's physical memory. For example, enter 8196 for 8 GB, 16384 for 16 GB, or 24576 for 24 GB.

Set Base as Decimal.

Click OK.

Wild Horses at the Lake Pape (Latvia)

22 August, 2018 | Outdoor Activities | 29 seen

Now, this is an interesting story - we didn't meet any wild horses tonight, but found some great information. At least I did. It turns out, wild horses have been living here just since 1999 when WWF-Latvia started to stimulate the return of wild horses in 1999 in Latvia. 

It was in the evening of my birthday when we finally reached the place called  "Wild Horses at the Lake Pape " - unfortunately, turns out, such wild places, just like humans, have a working time. And at time we arrived this place was already closed. 

The Large herbivore natural grazing area was established in the Eastern coast of the Lake Pape in 1999. Currently, the natural grazing area exceeds 400 ha and everyone can explore, how these animals are restoring the natural open landscape at the shores of the Lake Pape.

Excursions to the wild horses, auroxen are only available using local guides!

closed gates

The excursions are organized all year around by paying the entrance fee. 

You should reserve at least one hour for a walk in the grazing area and be prepared by nature presence e.g. tall grass, weather conditions and insects. Also, all visitors should follow the safety regulations, which are depicted at the entrance of the grazing area.

Information desks at Pape nature reserve

Actually, for some reason, I want to draw parallels between this place and Flamingo Lagoon near Fuente de Piedra in Spain. 

In 1999 WWF-Latvia (Pasaules Dabas Fonds) transported 18 “Konik Polski” wild horses. Their home is at the Lake Pape area in the district of Liepāja.

Every spring new foals are born at the Lake Pape natural grazing area. We can see great role of horses in nature protection. In the meadows of uneven grass one can meet wild geese and cranes, field birds make their nests in wet meadows, foxes hunt mice, disturbed by wild horses. We can enjoy bloomy flowers in former farming areas, bees gathering honey.

Pasaules Dabas Fonds is fully convinced that in future wild horses will help to create and maintain the great variety of nature diversity, as well as improve economical conditions of local inhabitants. Wild horses like elks or red deer are a inevitable part of the Latvian nature.

Sunset photography at Pape Nature reserve

Europa City Amrita Hotel Review in Liepāja

20 August, 2018 | Hotel reviews | 12 seen

Europa City Amrita Hotel is located in the centre of Liepāja. We booked this 4-star hotel in mid-August 2018 and stayed here for two nights in total paying EUR ~110.

The 4-star hotel offers rooms with a flat-screen TV with cable channels, a minibar, and a private bathroom. Free private parking is available for hotel guests.

A couple of years ago I stayed at another great Liepāja hotel - see: Hotel Fontaine Royal Review In Liepāja

Room at Europa City Amrita hotel in Liepaja

The rooms of the Amrita Hotel feature an elegant interior design with wooden furniture, which includes a work desk and a wardrobe.

The hotel’s staff is available 24 hours a day. The Amrita provides a shuttle service. Guests can rent a car directly at the hotel.

The hotel’s restaurant, Oskars, serves international and Latvian dishes. Grill bar Bruno serves barbecue dishes. In the morning a breakfast buffet is available.

Breakfast at Europa city Amrita hotel

Rich and tasty breakfast for just additional EUR 5 (when booking on site)

A white sand beach is within 1.5 km from Amrita. Daugava Stadium is within 2.3 km and the Liepāja Railway Station is 1.1 km from the hotel,. The Liepaja Olympic Center, a swimming pool, and a spa center are within 850 m, while the Ice Hall is 50 metres away. 

Pape Lighthouse

16 August, 2018 | Tourism objects | 50 seen

The Pape Lighthouse (Latvian: Papes bāka) is a lighthouse located on the Latvian coast of the Baltic Sea. I paid a short visit here during my 33 birthday in August 2018.

The lighthouse was built in 1910; in a place of a former lighthouse (which existed since 1887); on the southernmost tip of Latvia's coast to the Baltic Sea. Although this lighthouse doesn't impress as much as Akmenrags lighthouse located close to Pāvilosta, an interesting historical fact is that the lighthouse was known as a boundary beacon - by the border between tsarist Russia and Prussia.

Pape lighthouse

During its early existence (up until the end of World War I), the lighthouse was known as a boundary beacon - as the lighthouse guided ships to the port of Liepāja, on the border of the Russian Empire and Prussia.

The current lighthouse is a tube-like cylinder, supported by a riveting iron construction. Currently, the lighthouse is closed to visitors, although Emilis Melngailis - a famous Latvian composer, stayed overnight during his folklore expedition.

White sand beach near Pape lighthouse

Much better than busy Jūrmala beaches.

Padure Manor in Latvia

14 August, 2018 | Tourism objects | 10 seen

I'm continuing to explore manor houses located in Latvia. This time a short stop at Padure manor near Aizpute

Padure manor in 2018

In 2018, there was located Laža special school in Padure manor. See: http://lazasskola.lv/

Unbiased Mintos.com Review - Results after 19 months

12 August, 2018 | Peer to Peer Lending | 23 seen

I've been investing in Mintos.com peer to peer lending marketplace since the beginning of 2017, or it has been already 19 months since I've been exposing my funds to this Latvian fintech platform. 

In the past 19 months, I've made a nice revenue of EUR 624.78 (before tax) from an investment worth little more than EUR 4,000

I should note that I have been skeptical regarding peer to peer lending business in general and I when started my humble journey with Mintos.com I decided not to invest here more than EUR 5,000. In fact, Mintos.com is the only one peer to peer lending platform I have tried, and I don't plan to try any other platform (yet). 

I really like the way how Mintos operates, these past 19 months here have given me a lot of confidence to trust the platform, buyback guarantee works excellent, all due loans have been bought back with interest applied.

Still, I won't hide my doubts in the longer-term success of such business, mainly because of the following reason - investments in developing economies. Countries and regions where Mintos.com operates right now seems are experiencing growth. Or, let's say - we are in the bull market, but what will happen during upcoming bear market? For me, EUR 5,000 is a maximum limit to invest here.

Remember your capital is at risk, never invest more you can afford to lose.

At the end of July 2018, mintos.com took the second largest position (after stocks) in my portfolio with 24.6% of my funds invested on Mintos.com marketplace.

Investment portfolio at the end of July 2018

The overall impact on the total portfolio for Mintos has decreased from all time height at 100% in January 2017 to little less than 25% at the end of July 2018. And I'm glad. The reason is simple:

• My investment portfolio started just in 2017
• I have diversified it in Stocks, mutual fund, crypto, cash and peer to peer lending

A diversified portfolio helps. Never put all eggs in one basket, as they say. 

24.6% seems kind of save level to be exposed to peer to peer lending, but in fact, I would love to limit this number around 20% this year.

Despite being just second in size Mintos, has been the top earner in terms of dividend income (loan repayment) in 2017 and 2018, in a passive income earning me EUR 624.78. Combined dividend income from stocks earned me EUR 587.47 since 2017. Mintos slightly beats income from stocks.

Both individuals and entities can invest through Mintos. Individual investors must be at least 18 years old, have a bank account in the European Union or third countries currently considered to have AML/CFT systems equivalent to the EU, and have their identity successfully verified by Mintos. At the moment, US citizens or taxpayers cannot register as investors at Mintos.

Affiliate link here: Sign up to Mintos.com here. By using this affiliate link for registration both you and I will receive — 1% of your average daily balance which should be paid in 3 installments for the first 90 days.

Remember - investments are risky, never invest more you can afford to lose.

Background - I first heard about this Latvian fintech at the start of 2016, one thing that made it attractive to me was an option to lend in Georgia (the country I've been living since 2011). As been familiar with overall Georgian economy and the fact that so-called fast credits are very popular among Georgian population, just oblivious I did it find appealing to monetize on it somehow. And Mintos seemed like a plan. See: Invest in Georgia - Peer-to-Peer (P2P) lending - Mintos.com

Now, some things have changed since I have been investing with Mintos, and one of them - currently investors cannot deposit GEL directly on the platform, I have expressed my thoughts on this in June 2018 dividend income report article.

About interest earned on mintos.com

During the past 19 months, I've invested in total EUR 4,056.72 and have made a profit from interest payments  EUR 624.78

Monthly income from Mintos.com

Mintos.com contributes regularly to my dividend income with little over than EUR 40/mo

Withdrawing money and paying taxes

I have made two withdrawals this year, At the start of 2018 I decided to withdraw all interest earned on Mintos.com peer to peer marketplace and finance new purchases on Nasdaq Baltics Stock exchange  Later this year I repeated this action to fund some US stock buys. 

Now, from money earned on Mintos.com platform I should pay taxes, luckily the platform offers simple tax guidance for the citizens of Latvia, Germany, and other countries.

We are currently able to provide tax statements prepared according to German and Latvian requirements. Please note that tax reports for German investors for the year 2017 will be available from the end of January, 2018. If you are not tax resident of Germany or Latvia, you may still select your prefered country - this data will be used to inform the next countries for which tax statements will be introduced.

I requested my Tax Report, which was shortly emailed, and for 2017 seems I need to pay a tax from EUR 49.99 and not EUR 311 (as I thought at the start). As I'm not a tax advisor, I cannot comment much on here, but I believe the tax will be much greater for 2018, as tax seems is calculated only for fully repaid loans in the current year (interest earned + refund of base investment). As I have many long-term (48 months and more loans) these loans seems will be taxed in next years. Not Sure. Consult your tax advisor!

Invest in Cryptocurrencies - Review After 13 Months (Dollar Cost Averaging)

8 August, 2018 | Crypto | 10 seen

Time flies and it turns out it has been already more than one year since I've been investing in cryptocurrencies. Wow, what an interesting time it has been - starting with buy and hold, day trading, and even building up a custom ethereum mining rig. At one time I even experimented with cloud mining contracts.

It all started in the July 2017 when the idea of purchasing crypto once in a month came after a brief conversation with a friend over Facebook, while I was enjoying mild Summer nights in Crete, Greece.

As I had already investments and even investment strategy, since the start of 2017. Desire or FOMO (fears of missing out) to acquire cryptocurrencies was so huge, that I quickly developed, so-called,  Dollar Cost Averaging strategy to buy and hold cryptocurrencies. I had a plan to buy 3-5 cryptocurrencies each month, no matter the price, until the end of 2020.

In general, that is still in what I believe - dollar cost averaging, but since July 2018 I have stopped buying more cryptocurrencies, instead focusing on dividend stock portfolio. Let's say this I have taken pause in buying more crypto. Still holding though.

I opened an account on Coinbase, (it was easy to open an account there, but it took some time to actually get verified account and start trading) I bought ETH first, then bought additional litecoins and bitcoins, additionally I bough (exchanged) additional ripple (XRP) coins, again - FOMO. See: Why I Rushed to Buy Ripple (XRP) Cryptocurrency at $0.19

Dollar cost averaging in cryptos 13 month later

These are the coins I have in my crypto portfolio - bitcoin, litecoin, ethereum, ripple, bitcoin cash and siacoin. 

During 2017 and 2018 I have invested in cryptos €2,445.08 (that's about EUR 200/mo) with a value set at €2,693.40 my portfolio has gained about +10%. Decent.

As you can see from the graph above - December / January was the All-Time Height.

July 2018 Dividend Income Report - $202.84

7 August, 2018 | Investments | 35 seen

Welcome to the fifteenth (#15) dividend income report, covering earnings I've made from dividend-paying stocks, peer to peer lending (both fiat and cryptocurrencies) in July 2018. 

In case you are wondering why I'm sharing online my earnings - the answer is pretty simple - I like transparency and these reports help me to observe my progress or bounces. Hopefully, my reports can give some inspiration to you as well.

For the second year in a row - July is the best performing month in my portfolio, and this July did break all milestones and for the first time since tracking, cracked pretty impressive $200 milestone.

Disclosure: This article contains affiliate links to mintos.com peer to peer lending website, by clicking on links on this page and by making an investment on mintos.com, I might earn affiliate income at no cost to you. Also, I'm not a financial advisor and I don't give you any advice, I'm just sharing my own experience. Investments in stocks, funds, bonds or cryptos are risk investments and you could lose some or all of your money. Do your due diligence before investing in any kind of asset. 

Both individuals and entities can invest through Mintos. Individual investors must be at least 18 years old, have a bank account in the European Union or third countries currently considered to have AML/CFT systems equivalent to the EU, and have their identity successfully verified by Mintos. At the moment, US citizens or taxpayers cannot register as investors at Mintos.

Sign up for Mintos.com here. By using my affiliate link for registration both you and I will receive — 1% of our average daily balance which should be paid in 3 installments for the first 90 days.

Interest income in July 2018

From the stocks, Mintos.com peer to peer lending  and from cryptocurrency lending on Poloniex.com I got following income last month:

Total: €176.43 / $202.84

In total there were 8 great companies paying me dividends in July, that's 3 more if compared to the previous July. 

The YoY growth rate for my dividend income in July is 62.91%. Awesome that's exactly USD 78.33 more than a year ago.

Monthly income to the date

The cumulative earnings for 2018 are $802.82 which is about 66.9% of my goal for 2018 ($1200)

2017 in Review and Financial Goals for 2018

Monthly Income chart as of July 2018

On the average, I should pull about $79.44 each month for the next 5 months to reach my $1200 goal for 2018. Right now it seems I'm on the right track.

Dividend Income Meter July 2018

Goals for July 2019

This is my favorite part of the reports - trying to forecast/set goals for the next year. But before setting goals for July 2019 dividend income, let's see what I forecasted for this July:

I'm looking to get about $200 in July 2018 dividend income

Wow, I just did it. Amazing!

Now, when speaking about July 2019 - I will set a goal to crack $300. Hard but doable.