January 2019 Dividend Income Report - $174.71

Welcome to the twenty-first (#21) dividend income report, covering earnings I've made from dividend-paying stocks, peer to peer lending (both fiat and cryptocurrencies) in January 2019. 

Wow, times flies, the last January disappeared like a flicker, little miss Fischer baby girl turned already 6-month old. This January also marked a small 2 years anniversary since In originally set my goal to have in savings account 1 million dollars by 2045. In general, January was great for most of the investors (except probably just crypto investments) as in January most markets recovered after the sluggish year end of 2018. 

From the point of dividends, last January was awesome, it turned out to be the second largest in terms of income, after July 2018, slightly beating the previous second-best month (December 2017

Disclosure: This article contains affiliate links to mintos.com peer to peer lending website, by clicking on links on this page and by making an investment on mintos.com, I might earn affiliate income at no cost to you. Also, I'm not a financial advisor and I don't give you any advice, I'm just sharing my own experience. Investments in stocks, funds, bonds or cryptos are risk investments and you could lose some or all of your money. Do your due diligence before investing in any kind of asset. 

Both individuals and entities can invest through Mintos. Individual investors must be at least 18 years old, have a bank account in the European Union or third countries currently considered to have AML/CFT systems equivalent to the EU, and have their identity successfully verified by Mintos. At the moment, US citizens or taxpayers cannot register as investors at Mintos.

Sign up for Mintos.com here. By using my affiliate link for registration both you and I will receive — 1% of our average daily balance which should be paid in 3 installments for the first 90 days.

Interest income in January 2019

From the stocks, Mintos.com peer to peer lending and from cryptocurrency lending on Poloniex.com I got following income last month:

Ticker Earnings
SFG1T €52.00
Mintos €42.91
USA* €10.56
NRZ €10.01
PNTT €9.47
ATRS €6.75
EDF €6.67
CLM €5.33
EDI €5.04
VBL1L €1.70
Poloniex €1.58

Total: EUR 151.92 / USD 174.71

In total there were 11 great companies paying us dividends in January. I keep investing in peer to peer lending (Mintos.com), see Mintos.com Review After 24 Month of Investing in Peer to Peer Lending, European and Baltic stocks, US stocks and crypto.

The YoY growth rate for my dividend income in January 2019 was + 73.07%. or  $73.76 more than a year ago in January 2018. That's the Growth rate I like and would love to see at least +75$ in the future. 

*I got dividend payment in form of reinvested dividends for USA, not sure if that's what I'm looking for, but don't have any plans to change it in 2019. See: Latest Stock Buy: USA

Monthly income to the date

January 2019 marks already the second anniversary since I started this road to the million dollars in savings account journey. The result, so far, looks quite good.

Monthly Income chart as of January 2019

Monthly Income chart as of January 2019

The cumulative earnings for 2019 now are $174.71  which is exactly 8.54% from my goal of 2019 ($2045). On the average, it would ask me to generate $170.03 every month for the next 11 months to reach my goal. Right, now I'm very confident reaching this goal.

2018 in Review and Financial Goals for 2019

Goals for January 2020

This is my favorite part of the reports - trying to forecast/set goals for the next year.  I have a $220 goal for the January 2020.  From today's perspective looks very possible, sure,  will ask to add a few more monthly/quarterly dividend paying stocks.