I have attempted the classic 52‑week saving challenge several times over the years. I tried it with cash, mutual funds, and even speculative assets like meme coins. Results were mixed. Sometimes the discipline worked, sometimes it failed - usually not because of returns, but because of inconsistency and lack of long‑term conviction.
This time, the setup is different.
I am launching the TerraM 52‑Week Saving Challenge, centered entirely on the TerraM token, the native token of the Terramatris crypto hedge fund.
The structure is intentionally simple:
- Week 1: invest $1 in TerraM
- Week 2: invest $2 in TerraM
- Each week, increase the investment by $1
- Week 52: invest $52 in TerraM
By the end of the year:
- Total invested capital: $1,378
- Number of buys: 52 separate on‑chain purchases
No timing, no optimization, no skipping weeks.
This challenge is biased by design. I am the CEO and founder of Terramatris, and TerraM is our native token. Investing in it publicly and systematically is not marketing - it is skin in the game.
If I expect long‑term holders to believe in the project, I must be willing to allocate my own capital, regularly and transparently, regardless of short‑term price action.
TerraM currently operates in a micro‑cap environment:
- Low daily volume
- Thin order books
- Meaningful slippage on relatively small trades
In such conditions, price stagnation is not necessarily a lack of value it is often a lack of liquidity and activity.
A weekly, predictable buy:
- Adds continuous on‑chain activity
- Provides marginal but consistent demand
- Helps stabilize spreads over time
This is not price manipulation. The amounts are small. The effect is incremental. But micro‑caps respond to flow, not headlines. This challenge is explicitly designed to benefit existing TerraM holders:
- More frequent trades → more visible activity
- Gradually improving liquidity
- Reduced slippage for future buyers and sellers
If the token fails despite this, the signal is clear. If it succeeds, the upside is shared.
Independently of my personal challenge, the TerraM fund itself allocates capital to liquidity:
- 20% of weekly options income is staked into the Raydium liquidity pool
- This happens every week, regardless of market conditions
This creates a second, non‑discretionary liquidity stream:
- Personal capital → weekly TerraM buys
- Fund capital → continuous LP support
Together, they target:
- Deeper liquidity
- Lower volatility from thin books
- More organic price discovery
This initiative is:
- A discipline experiment
- A public commitment mechanism
- A liquidity‑first approach to token growth
It is not:
- A promise of returns
- A short‑term price pump
- Financial advice
Micro‑cap tokens remain high risk. Liquidity improvements reduce friction, not risk itself.
Weekly actions compound psychologically before they compound financially. A 52‑week horizon:
- Forces consistency
- Removes emotional decision‑making
- Aligns with how real liquidity is built — slowly
If TerraM is still irrelevant after 52 weeks of aligned incentives, that is useful information.
If activity, liquidity, and engagement improve meaningfully, the model proves something important: founder behavior matters more than marketing.
No diversification theater. No external narratives. Just repeated, transparent commitment to the same asset my investors and token holders already own.
