Blog Archive: January 2020

Hi! My name is Reinis Fischer (38), a proud dad and devoted husband. CEO and Founder of Terramatris crypto hedge fund, drone enthusiast, world traveler, photographer, book author and passionate lover of Georgian cuisine (vegetarian).

An ex-pat living in Georgia since 2011, I trade stocks, take photographs, work out at the gym, and many more. Here I write about travel, finance, and other things that might interest me.

Latest articles

Postcards from Lugano

We traveled to Lugano in Switzerland at the end of 2019.  Visit to Lugano officially adds marks 18th country on my travel map I've visited (since 2013) We arrived here from Italy's Lecco town using our rental car (Sicily car), a quick border check (without a real inspection) and we were inside Switzerland. Lake Lugano Lugano is a town and a municipality in southern Switzerland in the Italian-speaking canton of Ticino bordering Italy. It…

Tourism objects |

Aparthotel Autosole Riga

Located opposite a park in the historical centre of Riga on Hospitāļu street. Aparthotel Autosole offers to its guests 10 comfortable apartments and studios. We have been staying at this hotel several times, with the first stay being back in 2017 while the latest stay was at the end of 2019. In total, we paid USD 86 for a 2-night stay. That's one of the cheapest stays you can find in Riga. There is one more Autosole Economy motel located in…

Hotel reviews |

2019 Blog Income & Traffic Review - Goals For 2020

January is almost at the end and it's time to look back on the previous year of blogging (2019), and no doubts -  take a quick glimpse of 2020 In today's article, I will reveal data behind the blog scenes - both traffic and income for the whole year of 2019. But before we dig into the numbers, here is the brief background - blog now is more than six years old, and for the last six years it has gone a very long way, Make sure to check out my …

Blogging |

Ilia Lake

Ilia Lake is located near the town of Kvareli in the region of Kakheti, Georgia. First discovered back in 2014, while staying at Royal Batoni hotel next to the lake. Since then I've headed here several times. It was at the start of 2020 when I learned that this lake actually is manmade.  Ilias lake was formed in a valley of the Duruji Rivier a few years ago, financed from the then Presidential fund (Mikheil Saakashvili)  Ilia’s Lake was named…

Lakes |

Tremezzina near Como Lake, Italy

Tremezzina is located on the western banks of Lake Como, right in front of Bellagio, and is the result of a recent merger of the comunes of Lenno, Mezzegra, Ossuccio, and Tremezzo. We discovered this picturesque Italian town during our about a week-long trip in Italy during the mid-November 2019.  According to Lake Como Travel website a scene from Star Wars were shot here: Visiting Tremezzina means having the chance to enjoy a place that is…

Tourism objects |

Semarah Lielupe Hotel & SPA

Lielupe Hotel SPA & Conferences by Semarah is located in a calm area of Jurmala, surrounded by forest and 400 m from the Baltic Sea. It features a spacious kids club with different games and toys. We booked this hotel in mid-December 2019, for a two-night stay and paid in total $257 for two separate rooms (as my mom was traveling with us) Elegant rooms at Lielupe Hotel SPA & Conferences feature a safety deposit box and a balcony.…

Hotel reviews |

Minimum Wages in Baltic States 2020

It has been a great decade for all three Baltic states, and increasing minimum wages is just one good example of showing that. From humble EUR 238 in 2010 to still modest EUR 607 (Lithuania). That's quite an impressive growth in "just" 10 years.  For me observing minimum wages in the Baltic states has always been interesting, here you can find some of my previous articles on this topic: Minimum wages in Baltic states 2013 Minimum Wages in…

Investments |

Guest House 'Rivendell' in Borjomi

Rivendell, Eco-friendly hotel with wooden rooms and organic garden, is located in Borjomi. After discovering that we spend more and more time at luxury hotels across Georgia, we decided to return to the roots and instead of fancy 5-star hotels to choose a home away felling by choosing stay at guest houses/ family-run hotels. At guest house Rivendell we stayed for one night at the end of June 2019 for that we paid just $40. Free parking and…

Hotel reviews |

Mintos.com Review 2020 (36 Month of Investing in Peer to Peer Lending)

I've been investing in the Mintos.com peer to peer lending marketplace since the beginning of 2017, or it has been already 36 months or three years since I've been exposing my funds to this Latvian fintech platform.  In the past three years, I've made a nice revenue of EUR 1,477.86 (before tax) and in today's article, I decided to share a quick overview for the past three years and also make a quick glimpse for my plans for 2020 Disclosure: …

Investments |

Income Goal For Dividends and Option Trading Q1 2020 ($1,200/mo)

I have a goal to make at least $1,200 per month for the next 3 months of the year in dividend income + selling options. Every quarter I create a brief income plan/goal laying out plans for the next three months. Last quarter (Q4 2019) I had a plan to take $1,000/mo from the financial markets, unfortunately, it didn't work as expected. In total, I made slightly more than $3,000 during the last quarter, but not all months were even so, for…

Investments |

Fabrika Tbilisi

Fabrika Tbilisi is a stylish hipster place located on Egnate Ninoshvili street 8 in a renovated Soviet Era factory building,  Fabrika is the space for rebellious minds to create and share. Once a Soviet sewing factory has been revived and transformed into a multi-functional urban space bringing together enthusiastic individuals ready to stretch their minds with new exhilarating experiences. First discovered back in 2016, this place has been…

Tourism objects |

Top 10 Hotels in Bergamo (Italy)

If there is a good reason to visit Bergamo in Italy's region of Lombardy, then exploring the old town, city walks and architecture are the top 3 reasons according to Booking.com Another reason you might find yourself in Bergamo is if you are traveling to/from Bergamo airport and are looking for just a nice accommodation after/before your flight. That's actually how we ended in one of Bergamo hotels near the airport (Grand Hotel Del Parco -…

Hotel reviews |

Dividend Stock Investment Plan 2020

Currently, we hold 17 stock, all but one are dividend-paying stocks. I have been building this dividend income stock portfolio since 2017. We have both monthly and quarterly paying stocks in the portfolio. As we are not thinking to increase the total count of stocks to more than 20 in 2020, we do plan to increase payment from the existing stocks, and here is the plan for 2020: monthly: at least $20/mo quarterly: at least $60/quarterly*…

Investments |

December 2019 Dividend Income Report - $235.94

Welcome to the thirty-second (#32) dividend income report, covering earnings I've made from dividend-paying stocks and peer to peer lending in December 2019. Last December we spent some 10 days in Latvia, unfortunately, global warming has hit Latvia too and instead of snowy meadows and white fir trees, all we got was some gray haze and green grass. Christmas tree 2019 Every citizen is allowed to cut one fir tree from Latvian State Forests (…

Investments |

2019 in Review and Financial Goals for 2020

I'm 34 years old now and I have a goal to save one million dollars by the time I will turn 60. Just 26 years to go. I've been documenting my journey towards financial independence for the last three years already. In today's article, I will review the past year of 2019 and take a quick glimpse at the New Year of 2020. Make sure to check out previous yearly review articles here: 2018 in Review and Financial Goals for 2019 2017 in Review and…

Investments |