March 2020

Trading Results Week 13/2020 (+$136.30)

Published: 31 March, 2020 seen 12 Trading

Trading week 13/2020 lasted from March 23 until March 27 2020 For this week I bit overtraded, in total opened  20 new positions (all ratio back spreads) From closed trades, I closed only 1  trade on RDSA, which was enough to generate +$136.30 From opened trades, I opened 10 call ratio back spreads on RDSA, XLF, XOP, ET, F, USO, TX and BAC, the same tickers for put ratio back spreads Week 1-13, 2020 Trading Results So far, after thirteen weeks of trading in 2020, my total net income for the year is still humble +227.99, while gross income is  $731.72 Looking to make at least net $100 (after…

Top 20 Laptops with 32GB RAM (Gaming / Business)

Published: 30 March, 2020 seen 6,183 Online Shopping

32GB RAM laptops are not rare nowadays, though not as popular as less RAM enabled models, because of the higher price, they do find their audience among gaming enthusiasts and business users HP, Acer, Lenovo, Dell and Asus are the brands to choose from when looking for a 32GB RAM laptop For a better gaming performance or high-end business use expect to spend at least $1,000 up to $3.000 Keep reading to find out TOP 20 laptops with 32 GB RAM memory or see Top 15 Laptops With 24GB RAM Memory - For Better Gaming Experience A quick note: This article contains affiliate links to Amazon.com, by…

One Day in Istanbul

Published: 28 March, 2020 seen 63

Istanbul has been on my travel map ever since I remember (Okay, I first were here back in 2009). Time after time we like to take layover flight via Istanbul, and so did happen last time, at the end of February 2020 - we booked a connected flight Tbilisi - Istanbul - Riga with Turkish Airlines so we have a chance to spend at least a day in Istanbul After taking a hammam in our centrally located Istanbul hotel (Best Point Hotel Old City Istanbul (Sultanahmet)), in the next morning after breakfast we took a little walk to nearby tourism objects What to do and see in Istanbul in less than 24…

How To Transfer USD to GEL (and many other currencies) Using TransferWise

Published: 27 March, 2020 seen 369 Living in Georgia

In March 2020, GEL/USD exchange rates dropped to 1 USD = GEL 3.4 (I still remember days, when rates were 1 USD, equaled 1.74 GEL). Most of the banks (if not all) act as market makers or they buy low and sell high. A normal business practice. If GEL/USD value drops to 3.4 GEL for 1 USD, there is no guarantee you are going to keep 340 GEL when exchanging 100 USD. Today I decided to test - is it possible to use Transfer Wise to transfer funds inside Georgia and is it possible to transfer from USD to GEL. Spoiler alert: yes it is possible Opening Bank Account in Georgia - Bank of Georgia…

Latest Stock Sale: Baltic Horzion Fund

Published: 26 March, 2020 seen 113 Investments

On March 20, 2020, I sold all 750 shares of Baltic Horzion Fund.​ I had, getting EUR 1.02 per share. I hope to buy back these shares in the future, as Baltic Horizon Fund is one of the rare companies from the Nasdaq Baltics I really liked.  I sold because I was facing rough times in my US broker account, I just needed to deposit additional cash to close my negative balance and avoid further margin calls As said, I'm very sad seeing Baltic Horizon Fund leaving my portfolio now, and I'm looking to take back some shares in the future (hopefully with the same lower prices)

Latest Stock Buy: 17 shares of CSCO

Published: 25 March, 2020 seen 39 Investments

On January 16, 2020, I bought 17 shares of Cisco Systems, Inc. (CSCO) paying $48.35 per share. With its quarterly dividend payout of 0.35 dollars per share, this latest buy has a dividend yield of 2.89% (before tax) and will pay us an additional $5.95 (before tax) every quarter. Not the biggest dividend, but every bit counts!  I bought the CSCO stock for our child portfolio. To finance this purchase I sold CLM stock and added some funds, see: Latest Stock Sale: CLM Without hesitation, I can say - our 18-month-old baby girl has a dividend portfolio generating already $82.52/mo.  I really like…

Trading Results Week 12/2020 (+$98.00)

Published: 24 March, 2020 seen 19 Trading

Trading week 12/2020 lasted from March 16 until March 120 2020 This was another disastrous week in the market, I faced at least one more margin call, but I managed to buy back and increase some positions even double. To free up some cash I closed some positions with a loss. That happens. From closed trades, I closed 4 trades, all were call ratio backspreads. XLF and EEM From opened trades, I opened 4 call ratio back spread on XLF and RDSA and 1 put ratio backspread on RDSA Week 1-12 2020 Trading Results So far, after twelve weeks of trading in 2020, my total net income for the year is very …

Top 20 Laptops with 4K Ultra HD (3840x2160) Resolution

Published: 23 March, 2020 seen 1,639 Online Shopping

Full HD laptops keeps gaining momentum in 2020, not as popular as 1920X1020 laptops, mainly because of the higher price.  but I believe with time we will see more 4K Ultra HD laptops.  Price for a decent 4K Ultra HD laptop starts a little bit under $1,000 and can go up to $6,000 or even $7,000 3840X2160 is great for business, gaming, and professionals chosen by photographers and video animators. I could use one for stock trading too (but seriously there is no good reason yet to have one) A quick note: This article contains affiliate links to Amazon.com, by clicking on links on this page and…

Snowy day in Tbilisi

Published: 21 March, 2020 seen 186 Living in Georgia

On the morning of March 17, 2020, snow surprised us here in Tbilisi. While sipping morning coffee I decided to grab a camera and take a few shots for the history.  As it has been a while since my latest update from the Living in Georgia series I found this photo story a great way to illustrate how we spent a day, while in self-quarantine because of the Covid19 virus.  Documenting winter in Georgia has been a tradition of this blog, see Tbilisi - Fairyland in Winter, Georgia in Winter (Photos from Tbilisi), Hiking trails near Turtle lake, Tbilisi in Winter Snow in Tbilisi Seeing snow in…

Best Point Hotel Old City Istanbul (Sultanahmet)

Published: 20 March, 2020 seen 118 Hotel reviews

Located in the Old City of Istanbul, this hotel is within walking distance to Hagia Sophia, Blue Mosque and Topkapi Palace. Best Point Hotel Old City offers air-conditioned rooms. Free WiFi is available throughout the hotel. We booked here a one night stay at the end of February 2020, during a layover flight from Tbilisi via Istanbul to Riga. We booked a family room which included a really comfy bed (s) and even a private hammam (Turkish sauna). Our price about $95 per one-night stay (additionally we paid about $90 for a transfer back and forth from Istanbul airport, transfer was organized…

National Library of Latvia

Published: 19 March, 2020 seen 172 Tourism objects

The National Library of Latvia, also known as Castle of Light is located on Mūkusalas iela 3, Riga - on the left side of river Daugava, opposite to Old Riga The current building was designed in 1989 by noted Latvian-American architect Gunnar Birkerts (1925-2017), who emigrated to the United States and made his career there. It was constructed in the early 21st century and opened in 2014. Today the Library plays an important role in the development of Latvia's information society, providing Internet access to residents and supporting research and lifelong education. I had a chance to visit the…

Latest Stock Sale: CLM

Published: 18 March, 2020 seen 52 Investments

On January 16, 2020, I sold all 35 shares of Cornerstone Strategic Value Fund Inc.​ (CLM) I had, getting $11.42 per share. CLM has been in our portfolio since August 2018, I bought in back then for our new-born baby girl paying $14.28 per share. Our loss after this sale is -$2.86 per share (in total -$100.1). CLM is a monthly dividend payer, and since August 2018 have paid out $108.49 In the end, we are just break even. Which is fine actually. I decided to sell it off and buy some more quality stock. A lot I have learned since August 2018, mostly options trading. Now I prefer stable dividend…

Trading Results Week 11/2020 (-$622.31)

Published: 17 March, 2020 seen 30 Trading

Trading week 11/2020 lasted from March 9 until March 13, 2020 This was one of the worst weeks in the market so far. On March 12 I faced a margin call and some of my long-held positions were liquidated, to free up some cash I closed positions with a loss. From closed trades, I closed 5 trades: 2 futures on gold, 1 SPX, and a ratio back spread on VGK and EUN2. I should note that ratio backspreads generated me some nice income, but not enough to close this week in pluses.  From opened trades, I opened 2 call ratio back spread on EEM and XLF So far, after eleven weeks of trading in 2020, my…

Top 13 Best Selling Acer Laptops 2020

Published: 16 March, 2020 seen 860 Online Shopping

Acer laptops for years have been a popular user choice and also among the best selling items on Amazon electronics list. 2020 is no exception,  in this article, you will find bestselling Acer laptop/notebook models of 2020. For this article, I've listed both traditional laptops and Chromebooks A quick note: This article contains affiliate links to Amazon.com, by clicking on links on this page and by making a purchase on Amazon site, I might earn an affiliate income from that. Prices for laptop computers listed on this page are retrieved using Amazon Product Advertising API and is updated…

Drunk Cherry Gudauri Restaurant

Published: 14 March, 2020 seen 168 Restaurant reviews

Drunk Cherry is a stylish restaurant located in Gudauri next to the GoodAura ski-left (New Gudauri ski resort) Discovered during a weekend trip to Gudauri. And I should say I was really impressed. The food, service, and even the prices are as if you were in some of the best Tbilisi restaurants. Warm and cosy even on the coldest days. We promise fast and friendly service and a unique atmosphere. We order here some hot-wine, soup harcho, hummus salads, hamburgers, and even pancakes. I would call this cuisine pretty much European with a Georgian accent. Salads served with hummus I have noticed…

Recovery Plan 2.0 Ratio Back Spreads

Published: 13 March, 2020 seen 124 Trading

On March 12, 2020, markets tanked more than 20% from their all-time high's in February, I faced a margin call, my positions were force liquidated - nothing good. I took a direct loss of more than $2,500 from sold stocks with a loss + additional $2,000 from closing put options on bad performing dividend stocks.  in fact,  my original plan to recover from bad managed options trades back in November 2019, when I decided to sell puts on dividend stocks, see: Recovery Plan Using Naked Puts on Dividend Stocks For this time I plan to be even more conservative - I will use ratio back spreads + will…

Surviving Bear Market - Margin Call

Published: 12 March, 2020 seen 163 Investments

I once read that an investor can call himself a pro after he/she has survived at least 3 bear markets. I just survived one. At least I hope so. In fact, from my short active investor's career, I feel this is already my second bear market, with first happening back in December 2018, March 2020 market was scared from Covid-19, Trump travel Ban for EU citizens, Russia- Saudi oil war. Panic, real panic. It took about 3 weeks from all-time highs at the end of February to a 20% drop in mid-March 2020. And nothing is over yet.  Portfolio value as of March 12, 2020 By March 12, 2020, my total…

Latest Stock Buy: 7 shares of PFE

Published: 11 March, 2020 seen 80 Investments

On January 15, 2020, I bought 7 shares of Pfizer (PFE) paying $40.63 per share. With its quarterly dividend payout of 0.38 dollars per share, this latest buy has a dividend yield of 3.74% (before tax) and will pay us an additional $2.66 (before tax) every quarter. Not the biggest dividend, but every bit counts!  I bought the PFE stock for my partner. Just like in the case with our child portfolio I will keep this stock under my account. Let's call this latest buy a buy for Partnership Fund. There are no special goals set for it (yet)  - but if, then it might be to reach $50,000 by the end of…

Trading Results Week 10/2020 (+$0.00)

Published: 10 March, 2020 seen 16 Trading

Trading week 10/2020 lasted from March 2 until March 6, 2020 There were no closed trades this week. Just opened two call ratio backspreads on EUN2 and VGK Week 1-10 2020 Trading Results So far, after ten weeks of trading in 2020, my total net income for the year is very humble +$616.00, while gross income is  $2,278.00.  Looking to make at least net $100 (after commissions) next week

Top 9 Best Selling Dell Laptops 2020

Published: 9 March, 2020 seen 792 Online Shopping

For years Dell laptop computers have been known as reliable business computers. 2020 is no exception - Dell continues to gladden us with powerful, stylish and of course affordable prices for our everyday computing needs. In this article, I've listed the top 9 best selling Dell laptops on Amazon 13 Best Dell Laptops - Buy Online From Amazon Disclosure: This article contains affiliate links to Amazon.com, by clicking on links on this page and by making a purchase on the Amazon site, I will earn an affiliate income at no cost to you. Prices for laptops listed on this page are retrieved using…

Condohotel 'GVC 217' New Gudauri

Published: 7 March, 2020 seen 68 Hotel reviews

GVC 217 is a condo/aparthotel located in the New Gudauri ski resort, some 120 km from the nation's capital Tbilisi. We booked here a weekend (2-night stay) in January 2019 and paid $138 for that. Despite we booked via Booking.com they accepted only cash. As I later learned owners of this condo have a travel company in Georgia, mostly specializing on incoming tours across Georgia for Russian speaking tourists - G-V-C or Georgian Voyage Company. Also, I learned that GVC owns/manages at least 14 condos here in Gudauri. Alternatively see: Ultimate List With Top 10 Gudauri Hotels (Georgian Ski…

Launching Semi-Passive Income Portfolio for my Mom

Published: 6 March, 2020 seen 112 Investments

For the last 3 years, I've been actively building my own,  my kid's and just recently I started my partner's fund, now there is one more people I care whose financial situation should be taken care of - my mom. She just turned 60, there are still 5 years until her retirement age. It's neither much nor little. 5 years is a timeframe I'm looking to build a semi-sustainable "pension fund" to generate income in the level of average pension in Latvia (EUR 336 in 2020). I believe the average pension in 5 years from now (in 2025) should be around EUR 430 - EUR 500 per month. I doubt we could get…

Options Trading Income February 2020 - $500.00

Published: 5 March, 2020 seen 69 Investments

Welcome to the twelve (#12) options trading income report - covering earnings I've made from trading options (puts, calls, vertical spreads) in the month of February 2020. Wow, twelve reports, it means I have been an options trader for one year already. Time flies, it still feels it was yesterday I was hitting my head against the wall trying to figure it out what all the jargon mean. Fast forward a year later and it feels like one of the best inventions of our time. Just like in January,  this February I was shifting away from speculative trades on SPX index or Gold futures and instead focus…

February 2020 Dividend Income Report - $251.15

Published: 4 March, 2020 seen 180 Investments

Welcome to the thirty-fourth (#34) dividend income report, covering earnings I've made from dividend-paying stocks and peer to peer lending in February 2020. Last February we spent both in Georgia and Latvia, with a small stop to Istanbul, Turkey (layover flight). Our daughter has started to visit English preschool in Tbilisi and now she is really fast picking up new things and words. Amazing.  Latvian National Library in Riga They have a great kid room on the 7-th floor with great views towards Old Riga. From the perspective of the market, last February was a bloodbath, the Corona Virus…

Trading Results Week 9/2020 (+$277.40)

Published: 3 March, 2020 seen 25 Trading

Trading week 9/2020 lasted from February 24 until February 28, 2020 This was already the third week in a row when income from trading was positive. small, but positive. T No new opened trades this week. Wow. Almost second week and no open trades.  From closed trades, I closed 6 trades: 3 futures on gold, a ratio back spread on EEM and SPX Week 1-9 2020 Trading Results So far, after nine weeks of trading in 2020, my total net income for the year is very humble +$616.00, while gross income is  $2,278.00.  Looking to make at least net $100 (after commissions) next week

Top 11 Best Selling Lenovo Laptops 2020

Published: 2 March, 2020 seen 448 Online Shopping

Lenovo is known for the ThinkPad, IdeaPad, Yoga and Flex line of notebook computers. Lenovo produces both Chrome books and traditional laptops running Windows operating system In this article, you will find top 11 Lenovo laptop models 2020 which are among the top sellers / most popular laptops on Amazon.com. Top 10 Best Selling Lenovo Laptops Disclosure: This article contains affiliate links to Amazon.com, by clicking on links on this page and by making a purchase on the Amazon site, I will earn an affiliate income at no cost to you. Prices for laptops listed on this page are retrieved using…