Week 41 / NVDA Credit Spread Strategy: 0.43% Weekly Return if Expires Worthless
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Greetings from Tbilisi. After more than three weeks in India, we are finally back—welcomed by temperatures below 0°C and already missing Goa and its +31°C.Last week, we also held our annual office party (Caucasus Translations) at Babilo Music Hall,…
TerraM 52‑Week Saving Challenge: Commitment, Liquidity, and Skin in the Game
| Investments | 38 seen
I have attempted the classic 52‑week saving challenge several times over the years. I tried it with cash, mutual funds, and even speculative assets like meme coins. Results were mixed. Sometimes the discipline worked, sometimes it failed - …
Week 40 / NVDA Strategy, $65 Premium Income, and Margin Reduction
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Greetings from Mumbai, India. For the past three years, we’ve spent our winter holidays in India, usually traveling to Goa via New Delhi. This time, however, we arrived and departed through Mumbai and had a few days to explore the city. I’m…
Exploring Crypto Spread Trades With India: Lessons From the Kimchi Premium
| Investments | 85 seen
The idea of regional crypto arbitrage isn’t new. The most famous example remains the Kimchi Premium — a persistent price gap where Bitcoin and stablecoins traded at a premium on Korean exchanges due to capital controls, retail demand, and limited…
Week 39 / Road to $25K: Rolled Up and Forward NVDA Covered Call, Adjusted Credit Spread
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Greetings from South Goa, Palolem Beach, India. I hope you had a great New Year’s party - we certainly did.As of January 2, 2026, our covered-call stock portfolio has decreased slightly by -0.84% and closed at $10,607. For the sake of transparency,…
Why I Don’t Like Selling Credit Spreads Without Owning the Underlying Asset
| Options trading | 87 seen
Credit spreads are popular for a reason. They look elegant on paper: defined risk, high probability, steady income. I trade them myself - regularly. But over the years, one conviction has become very clear to me: I do not like selling credit…
Week 38 / Road to $25K: Closing 2025 Above $10K with Covered Calls and NVDA
| | 132 seen
Greetings from India. This holiday season we’re in South Goa, staying near Palolem Beach — our third year in a row returning here. With temperatures above 30 °C and Kingfisher beer under $2 per bottle, the place is hard to beat. With a portfolio our…
Chhatrapati Shivaji Maharaj (Mumbai) International Airport
| Airports | 96 seen
Chhatrapati Shivaji Maharaj International Airport is the international airport serving Mumbai, the capital of the Indian state of Maharashtra. It is the second-busiest airport in India in terms of total and international passenger traffic after…
Gateway of India, Mumbai
| Travel guides | 32 seen
I first visited the Gateway of India at the end of December 2025, during our three-week trip to India. We spent only a few short days in Mumbai, and this stop was not planned in any deep or academic way. We arrived from The Lalit Hotel by Uber —…
Road to a $25,000 Stock Portfolio with Options Trading
| Options trading | 118 seen
With the new year of 2026 fast approaching, I’ve decided to start another challenge.This one is deliberately smaller than my previous ambitions of building a $100K or even a $1M portfolio. Not because those goals are impossible, but because this…
Week 37 / NVDA & BMY: Portfolio Up +1.11% as We Head from Tbilisi to India
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As of December 19, 2025, our covered-call stock portfolio has grown by an additional 1.11% and reached $10,465. It’s genuinely exciting to be above $10K for the fourth week in a row. I was expecting to fall under $10K this week as volatility kicked…
Week 36 / Defensive Roll on SHELL, New NVDA Weekly Spread
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As of December 12, 2025, our covered-call stock portfolio has grown by an additional 1.12% and reached $10,350. It’s genuinely exciting to be above $10K for the third week in a row.Still, I’ve been in the stock market too long to rule out a possible…
Week 35 / NVDA Spreads + McDonald’s Buys: Covered-Call Portfolio Hits $10,235
| | 157 seen
As of December 5, 2025, our covered-call stock portfolio has grown by an additional 1.65% and reached $10,235. It’s genuinely exciting to be above $10K for the second week in a row.Still, I’ve been in the stock market too long to rule out a possible…
Mziuri Tennis Club in Tbilisi
| Living in Georgia | 54 seen
Our family has been attending Mziuri Tennis Club in Tbilisi since September 2025, after several recommendations from our BIST community. We signed up our 7-year-old for the junior program, which costs 300 GEL per month. After a few months of regular…
Week 34 / Covered Call Portfolio Breaks $10K and Beats the S&P 500
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As of November 28, 2025, our covered-call stock portfolio has surpassed the $10K milestone for the first time, closing at $10,069 — a weekly gain of +2.64% (+$269 versus last week). We reached the $10K mark a few weeks earlier than expected.As…