October 2019 Dividend Income Report - $201.36

| Investments | 19 seen

Welcome to the thirty (#30) dividend income report, covering earnings I've made from dividend-paying stocks and peer to peer lending in October 2019.

Wow, thirty income reports so far, that's a quite impressive track of the record, covering more than 2 years of dividend income.

Last October, just like September, we spent in Georgia, some relatives visited us and we made a nice day trip to the Kazbegi in Georgia at the start of October

Gergeti church in Georgia

The last October was quite OK in terms of passive income. At the end of the month, I have collected $201.36 from dividend stocks and Mintos peer to peer lending platform.  Compared to the previous October in 2018, that is a growth of 19.09% (+$32.09). The growth could be better, but as long as there is a growth on a yearly basis I will take it

Disclosure: This article contains affiliate links to mintos.com peer to peer lending and deribit.com options trading websites, by clicking on links on this page and by making investment mintos.com or derbit.…


Ambassadori Kachreti Golf Resort

| Hotel reviews | 12 seen

Located in Kachreti village, some 75 km from nations capital Tbilisi this 5-star hotel offers a tennis court and air-conditioned rooms with a flat-screen TV.

We booked a night here, returning from Dedoplis Tskaro at the end of June 2019. We paid just $80 for a night here, the fee included free pool visits, which was awesome and our baby girl enjoyed a lot.

Ambassadori Kachreti Golf Resort 

Guests of the hotel can relax beside the outdoor swimming pool, or work out in the fitness centre. Table tennis, billiards and a tennis court can also be found on site.

Hotel room

Each room at Hotel Ambasadori in Kachreti includes a classic-style interior and a minibar. Slippers are provided in the bathrooms.

Cottage houses at Ambassadori Kachreti Golf Resort

Not sure are they part of the hotel complex or are sold separately.

Free Wi-Fi and a private winery are featured at this hotel

The Ambasadori’s restaurant with exposed wooden beams and stone decorations serves Georgian cuisine. Local wines and international drinks are offered at the on-site bar. 


How To Count Duplicates in Google Spreadsheets (COUNTIF)

| Servers | 54 seen

I've been using Google Spreadsheets literally for everything that can be counted or measured (dividend income, stock trades, body weight and so on). 

And so did when I decided to build an option trading journal I built it using Google Spreadsheets.

Everything good here, except I decided to count how many trades there have been, how many are open, how many are closed, how many are winning, how many are losing and based on that make a simple calculation to figure out what is my winning rate

Here is the final result:

Win ratio calculation using Google Spreadsheets

COUNT DUPLICATES WITH COUNTIF

COUNTIF is a relatively basic Google Sheets function that counts cells that include numbers or text based on a specified condition. The syntax is simple; you only need to provide a cell range and criterion for which cells to count. You can enter the COUNTIF function in the fx bar with the syntax: `=COUNTIF(range, criterion)`. Source: How To Count Duplicates in Google Sheets

Spreadsheet setup

  • Column L - Trade status (open/closed)
  • Column M - Winner / Loser

Now to make count…


Baku Old City

| Tourism objects | 37 seen

Old City or Inner City is the historic core of Baku, the capital of Azerbaijan.

The Old City is the most ancient part of Baku, which is surrounded by walls which were easily defended. The Old City of Baku, including the Palace of the Shirvanshahs and Maiden Tower, became the first location in Azerbaijan to be classified as a World Heritage Site by UNESCO.

We visited Baku in early August 2019 to discover Baku Old city and many other goodies of Azerbaijan.

Maiden Tower in Baku

The Maiden Tower is a 12th-century monument in the Old City, Baku, Azerbaijan.

Along with the Shirvanshahs' Palace, dated to the 15th century, it forms a group of historic monuments listed in 2001 under the UNESCO World Heritage List of Historical Monuments as cultural property, Category III. It is one of Azerbaijan's most distinctive national emblems, and is thus featured on Azeri currency notes and official letterheads.

Baku Old town

In the background the famous Flame Towers of Baku. There is actually located…


Picnic Area - Vashlovani National Park 32 km

| Tourism objects | 9 seen

This picnic area is located on the crossroads before Chalaubani  - the Tsnori - Dedoplitskaro-Kvemi Kedi​ road.

We made here a stop after our car malfunctioned while offroad driving trying to reach Patara Tba near Dedoplis Tskaro and it happened so, that at this crossroad car just stopped - now we let it cool for a couple of hours and tried to enjoy our time here (wish we had some barbecue with us back then)

As we have been in constant searches for good picnic areas in Georgia, I'm listing it here

Picnic area near the road

The place is well maintained, benches, chairs and tables are available. 

Next time will take some charcoal, grill and of course meat to grill when heading this part of Georgia.


Maiden Tower in Baku

| Tourism objects | 19 seen

The Maiden Tower is a 12th-century monument in the Old City, Baku, Azerbaijan.

Along with the Shirvanshahs' Palace, dated to the 15th century, it forms a group of historic monuments listed in 2001 under the UNESCO World Heritage List of Historical Monuments as cultural property, Category III. It is one of Azerbaijan's most distinctive national emblems, and is thus featured on Azeri currency notes and official letterheads.

We visited Baku in early August 2019 to discover Maidan tower at the start of the Old Town near the Boulevard. 

Maidan tower in Baku

The Maiden Tower houses a museum, which presents the story of historic evolution of the Baku city. It also has a gift shop. The view from the roof takes in the alleys and minarets of the Old City, the Baku Boulevard, the De Gaulle house and a wide vista of the Baku Bay. In recent years, the brazier on the top has been lit during the nights of the Novruz festival.

Baku's Maiden Tower is a legendary place and world-famous landmark in Baku, Republic of Azerbaijan. The Tower is…


Top 20 Gaming Laptops with NVIDIA GeForce RTX 2070 8GB Graphics card

| Laptop Reviews | 118 seen

RTX 2070 graphics card is from the GeForce 20 series, a  family of graphics processing units developed by Nvidia.

Serving as the successor to the GeForce 10 series, the 20 series marked the introduction of Nvidia's Turing microarchitecture, and the first generation of RTX cards, the first in the industry to implement realtime hardware ray tracing in a consumer product. On July 2, 2019, the GeForce RTX Super line of cards was announced, which comprises higher-spec versions of the 2060, 2070 and 2080. In a departure from Nvidia's usual strategy, the 20 series doesn't have an entry level range, leaving it to the 16 series to cover this segment of the market. 

In today's article, I've listed the top 20 gaming laptops powered with NVIDIA GeForce RTX 2070 8GB graphics card available on Amazon

Disclosure: As an Amazon Associate I earn from qualifying purchases. This article contains affiliate links to Amazon.com, by clicking on links on this page and by making a purchase on Amazon site, I will earn an affiliate…


Patara Tba near Dedoplis Tskaro

| Lakes | 23 seen

Patara Tba or Little lake is located near the town of Dedoplis Tskaro in the region on Kakheti, Georgia.

We tried to visit this lake at the end of June 2019 but as the road heading here turned into an offroad turned our car back - as a rule of thumb in Georgia - once you are of from the main highway - the road turns into offroad. 

Off road driving in Georgia

Patara Tba from distance


Yanar Dag / Burning Mountain in Azerbaijan

| Tourism objects | 31 seen

Yanar Dag literally meaning "burning mountain" is a natural gas fire which blazes continuously on a hillside on the Absheron Peninsula on the Caspian Sea near Baku, the capital of Azerbaijan.

Flames could jet into the air 3 meters (9.8 ft) from a thin, porous sandstone layer.

I had a chance to visit Yanar Dag for the first in August 2019, during a weekend trip to Baku. To get here we ordered a taxi from Bolt and paid about AZN 20 for a roundtrip from our hotel room at Flame towers and back to the old town.

 Once on the site, I had to pay 9 AZN / ~ 5USD, but local can enjoy the entrance for just 2 AZN . ~ 1USD (VISA card is accepted here) to enter the territory. 

Yanar Dag in Azerbaijan

A good place to take a selfie, right? 

Unlike mud volcanoes, the Yanar Dag flame burns fairly steadily, as it involves a steady seep of gas from the subsurface. It is claimed that the Yanar Dag flame was only noted when accidentally lit by a shepherd in the 1950s. There is no seepage of mud or liquid, which distinguishes it from the nearby mud volcanoes of Lökbatan…


Monadire Dedoplis Tskaro Restaurant

| Restaurant reviews | 16 seen

Monadire is a small roadside restaurant located in the town of Dedoplis Tskaro, we made a stop here at the end of June during our explorations in the area.

The places look bit abandoned or not well maintained, but despite first looks - the place is quite good. They may not have all ingredients on-site, but they will figure it out to go to the nearby hop to buy missing ingredients.

As we learned-  Monadire means hunter. The places serve typical Georgian cuisine. 

Ostri and salads

Despite the overall feeling was that the place is bit abandoned and we were the only guests, the meal was good

Monadire restaurant in Dedoplis Tsaro


Six Year Blog Anniversary

| Blogging | 10 seen

Today, on October 10th, 2019, ReinisFischer.com website is celebrating its 6th birthday. Each blog anniversary is a huge milestone for me and the 6th birthday is no exception.

What has started as a simple experiment has turned out to be a successful online business venture!

It was just yet another Autumn evening when back on October 10, 2013, I registered domain name www.ReinisFischer.com, and the journey could started.

I started this blog as an experiment - To blog 365 consecutive days and when I launched I was looking to reach about 6,000 monthly users by the end of my first blogging year.

The fact is, after the first year of consecutive blogging I reached just 3,364 monthly users, which was just half of my goal. Now 6 years later I'm reaching an audience of 80,000 and more users monthly. Amazing, though it has been a long road.

Blog traffic October 2013 - October 2019 (Data source: Google Analytics)

In the past six years blog has attracted more than 4 million users and generated more than 5.7 million page views.


September 2019 Dividend Income Report - $260.36

| Investments | 20 seen

Welcome to the twenty-ninth (#29) dividend income report, covering earnings I've made from dividend-paying stocks and peer to peer lending in September 2019.

Last September we spent in Georgia, traveling around the country a bit, in September the grape harvest time (Rtveli) is celebrated in Georgia.

So we headed off for a weekend to the region of Kakheti and actually for the first time I was eating grapes from the field. 

Luxury stay at Akhasheni Wine Resort in Georgia

It was my pleasure selling covered calls with a view.

The last September was very good in terms of passive income. At the end of the month, I have collected $260.36 from dividend stocks and Mintos peer to peer lending platform.  Compared to the previous September in 2018, that is a quite impressive 298.53% growth ($195.03)

Disclosure: This article contains affiliate links to mintos.com peer to peer lending and deribit.com options trading websites, by clicking on links on this page and by making investment mintos.com or derbit.com, I might earn affiliate income at no cost…


Nukriani Lavender fields in Georgia

| Tourism objects | 325 seen

Nukriani lavender fields are located near Nukriani village in the region of Kakehti, Georgia.

Best way to get here when driving from Tbilisi is to take a shortcut before Chalaubani and drive the road Tsnori - Dedoplitskaro-Kvemi Kedi​.

We took a trip here at the end of June 2019, and almost missed this point, luckily I noticed a tiny signboard on the roadside informing that lavender fields are somewhere here:

Signboard Nukriani Lavender 

The next is kind of offroad driving for some 200 meters to reach the destination.

Free parking in the middle of field

In front of the lavender fields there is a tent, where we met a girl from Moscow selling entrance tickets for GEL 4. At the tent you can buy also some other goodies like lavender oil, dried lavender and so on. Instagramers will enjoy free umbrellas and other accessories for awesome photography in the field

Nukriani lavender field in Georgia


Baku by night

| | 16 seen

I had a chance to explore a little bit from Baku by night after we returned to our hotel room in Flames Tower from a lovely Azerbaijani cuisine restaurant Dolma in early August 2019.

Night photography is one of my favorite topics, and so I raised the ISO level a bit and made some candid street photography in Baku. 

From our short walking distance I was surprised there are many International World brands featured in Baku, like Hard rock cafe or Paul. Not to speak about McDonalds

Hard rock cafe in Baku

I really love Hard Rock cafe which is located in neighboring Tbilisi

Nice outdoor scene in Baku by night

Many outdoor cafeterias in Baku, very European I would say

Paul Bakery in Baku

Fountain square in Baku


Income Plan From Dividends and Option Trading Q4 2019 ($1,000/mo)

| Investments | 12 seen

I have a plan to make at least $1,000 per month for the next 3 months of the year in dividend income + selling options.

Here is the long story short - I've been investing in dividend stocks since early January 2017, fast forward to the first quarter of 2019 and I've started writing puts and calls on dividend stock I own or would mind having in our stock portfolio. Option writing has given a real boost to the monthly income

There has been a tremendous growth both in earnings and knowledge acquired since I originally announced my million dollar saving plan. My focus has shifted away from the simple set and forgot peer to peer lending to dividend growth investing and options trading. With the latest discovery being selling Iron Condors on individual stocks like AMD, HD, and TSLA.

My million dollar growth fund consists of 5 main pillars at the end of September

  • peer to peer lending
  • dividend income from stocks
  • selling options on cryptocurrencies
  • selling options on stocks
  • Selling Iron condors

Income from peer to peer lending and dividends from…


Latest video

Embedded thumbnail for Tsikhisdziri & Batumi Botanical Garden

Tsikhisdziri & Batumi Botanical Garden

After returning from our amazing trip to Thessaloniki, we decided to extend our holiday a bit longer — this time in beautiful Tsikhisdziri. Huge thanks to Eto for kindly offering her cozy apartments at Bambo Beach, where we enjoyed a full week of relaxation by the sea.During our stay, we explored local gems like Shukura Tsikhisdziri (შუქურა…
Embedded thumbnail for Summer in Latvia 2025

Summer in Latvia 2025

Summer in Latvia movie is out - Join us on our July (2025) journey through Latvia: installing a bathtub in our countryside cottage, setting up a pop-up store at Bangotnes, celebrating a birthday in Vērbeļnieki, traveling via Riga to Jaunpiebalga, Vecpiebalga, Smiltene, and Valka. From sipping sparkling wine with swallows to running 4K morning…
Embedded thumbnail for Chateau Ateni. Gori

Chateau Ateni. Gori

This time (May 2025), our journey takes us to Gori and the enchanting Chateau Ateni - a hidden gem where authentic Georgian cuisine blends seamlessly with avant-garde natural wines, soulful traditional dance, and even the charming surprise of a small chick farm.What makes this trip extra special is sharing it with our Latvian/Georgian friends,…

Living in Georgia

Mziuri Tennis Club in Tbilisi

Our family has been attending Mziuri Tennis Club in Tbilisi since September 2025, after several recommendations from our BIST community. We signed up our 7-year-old for the junior program, which costs 300 GEL per month. After a few months…

12 Rounds Boxing Club in Tbilisi

Sometimes even the most loyal gym-goers need to shake things up—and that's exactly what I did this month. After years of training at the "luxurious Axis Tower gym", I decided to take a short break. Not because I had any complaints about…

Tbilisi Circus: A Historic Landmark with a Surprising Past

Tbilisi Circus is an iconic part of the city's cultural landscape. Having lived in Georgia since 2011, I have passed by the Tbilisi Circus almost every day. However, it wasn’t until I attended a show that I truly appreciated its grandeur…

Foraging for Mushrooms near Tsodoreti Lake: A Day in the Suburbs of Tbilisi

Back in June 2024, I first came across Tsodoreti Lake during one of the Tbilisi Trails races, which turned out to be one of the most challenging runs of my life. While I tackled the 10K trail route, my partner and our kiddo took a gentler…

Frame House

Frame House Upgrades: Big Windows, New Porch, and Apple Trees Planted in Latvia

In mid-April, during our kiddo’s Easter school break, we traveled to Latvia for about 10 days — a trip packed with projects, energy, and transformation. A lot of pre-planning had gone into it before we even arrived: we ordered the windows…

Frame House in Latvia: Outdoor Patio, Inner Walls, and More

As June came to an end, our family embarked on a journey from Tbilisi to Latvia, skipping Renee's school year for the last week and focus on our frame house project. Here's a glimpse into our busy but rewarding time working on the house.We…

Spring Break Project: Building Progress on Our Frame House in Latvia

As the chill of winter slowly gives way to the warmth of spring, it's the perfect time to roll up our sleeves and dive back into the construction of our dream frame house in Latvia. During this Spring break from British International…

Piece of Life

Postcards from Marseille

It’s been nearly two years since our last trip to Marseille, a sun-drenched jewel on France’s southern coast that left an indelible mark on our memories. That summer of 2023, we set out to explore the city’s vibrant beaches and winding old town, arriving and departing through the bustling hub of Marseille St. Charles train station. As I sit…

Christmas Eve at Palolem Beach: Fire Shows, Old Monk

While we just celebrated Orthodox Christmas in Georgia, I can’t help but delve into the memories of our Western Christmas last year (2024), spent on the serene shores of Palolem Beach in Goa, India. That evening was magical in every way, filled with vibrant energy, beautiful scenery, and a new discovery that made the night unforgettable.Palolem…

A Family Guide to Borjomi: Hiking Trails and Sulfur Bath Tips

As summer came to a close, we continued our family's tradition of visiting Borjomi. This year marked yet another memorable trip at the end of August 2024, reaffirming our love for this beautiful Georgian town. Visiting Borjomi at least twice a year has become a cherished routine, a piece of life that we look forward to, blending relaxation,…

Travel guides

Embedded thumbnail for Summer in Latvia 2025

Summer in Latvia 2025

Summer in Latvia movie is out - Join us on our July (2025) journey through Latvia: installing a bathtub in our countryside cottage, setting up a pop-up store at Bangotnes, celebrating a birthday in Vērbeļnieki, traveling via Riga to…

Embedded thumbnail for Birthday in Thessaloniki, Greece

Birthday in Thessaloniki, Greece

Turning 40 is a milestone worth celebrating in style, and what better way than in Thessaloniki — a city that seamlessly blends history, culture, and cuisine. From affordable flights and boutique stays to seafood feasts and hidden beaches,…

Embedded thumbnail for Azeula Fortress, Tbilisi Sea, and Ateni Sioni

Azeula Fortress, Tbilisi Sea, and Ateni Sioni

August ended with yet another packed and memorable weekend in Georgia. This time, our journey took us from the hills near Kojori to the refreshing waters of the Tbilisi Sea, and finally to the historical town of Gori, where we enjoyed a…

Hotel Reviews

Stays & Trails La Maison Hotel Review in Panaji

At the tail end of 2024, just before catching our flight back to Delhi, we decided to book a one-night stay at Stays & Trails La Maison Fontainhas in Panaji, Goa. After weeks staying in Palolem beach, we wanted to wrap up our trip with…

Schuchmann Wines Château: A Long-Awaited Stay in Georgia’s Premier Winery Hotel & Spa

It took us over a decade to finally make it to Schuchmann Wines Château & Spa, and it was well worth the wait! We’ve spent years recommending this stunning winery hotel to visiting friends and business partners, yet somehow, we had…

Hotel Belvedere Prague: A Practical Stay with Easy Access

During our recent trip to Prague in mid-October 2024, we stayed at Hotel Belvedere. My partner attended the MEET Central Europe Translators conference, and we were joined by one of our office employees, so we opted to book two rooms. …

Review: Art Hotel Prague – A Cozy Stay in a Tranquil Part of Prague

During our recent trip to Prague in October 2024, we opted for a one-night stay at the Art Hotel Prague. We arrived at the hotel via Bolt taxi from Václav Havel Airport, which was straightforward and efficient. At about EUR 120 per room…

Toursim objects

Plage des Catalans: A Shrinking Memory in Marseille

Plage des Catalans, a sandy crescent tucked along Marseille’s coastline, holds a special place in my travel tapestry. I first visited this beach in the summer of 2003, a carefree stop during my early adventures in the city. Back then, it felt like a haven—close to the bustling port yet offering a slice of Mediterranean calm. When I returned…

Colva Beach: Golden Sands and Tranquility in Goa

Colva Beach, located in South Goa, is known for its expansive golden sands and tranquil atmosphere. Stretching for several kilometers along the Arabian Sea, the beach offers a peaceful escape from the busier tourist hubs in the region. Its wide shoreline, framed by swaying palm trees, provides plenty of space for visitors to relax, stroll, or…

Charles Bridge: A Timeless Landmark in Prague

The Charles Bridge (Karlův most) in Prague is one of the most iconic and historic landmarks in Europe. Built in the 14th century under the reign of King Charles IV, this Gothic stone bridge spans the Vltava River, connecting Prague's Old Town with the Lesser Town (Malá Strana). Adorned with a series of 30 Baroque statues and surrounded by…

Macroeconomics

Servers and Drupal

Genealogy